Extended: UOB PRVI Miles Card uncapped 45,200 miles sign-up bonus

Since April 2023, UOB has been running a 45,200 miles welcome offer for the UOB PRVI Miles Card which, unlike most of the bank’s promos, does not feature a maximum applicant cap.

UOB has been extending this offer on a monthly basis, and has now renewed it again for approvals by 30 September 2024.

The terms remain the same as before, namely:

• Spending S$1,000 per month for the first two months of approval
• Paying the S$261.60 annual fee

This works out to a cost of 0.58 cents per mile, and one of the better offers you’ll see for a UOB card.

In fact, this offer is now even more compelling, but through no merit of its own. That’s because UOB has nerfed the 25,000 miles welcome offer for the KrisFlyer UOB Credit Card by adding a “first 100 applicants” cap, making the UOB PRVI Miles the only no-gamble option available.

UOB PRVI Miles 45,200 miles sign-up bonus

Apply (AMEX)

Apply (MC)

Apply (Visa)

New-to-bank customers who apply and are approved for a UOB PRVI Miles AMEX, Mastercard or Visa from 1-30 September 2024 will enjoy up to 45,200 bonus miles, split into:

• 20,000 miles for paying the S$261.60 annual fee
• 25,200 miles for spending S$1,000 per month for two consecutive months

There is no cap on the maximum customers eligible for either component.

However, do note that you must be approved by 30 September 2024, so don’t leave your application till the last minute. I’ve read reports that some customers have waited as long as 2-3 weeks for approval, and I can’t say for sure what happens if your approval comes after the end of the month (a strict reading of the T&Cs would suggest you’re not eligible, but maybe UOB sees all these sequential promotions as part of one single longer promotion?).

The S$2,000 minimum spend will earn:

• 2,800 base miles, if spent locally @ 1.4 mpd
• 4,800 base miles, if spent overseas @ 2.4 mpd

UOB assumes the latter scenario in its marketing, which is why you’ll see this advertised as a 50,000 miles welcome offer (45,200 bonus + 4,800 base) on its website.

Annual fee bonus

Cardholders who pay the first year’s S$261.60 annual fee will receive UNI$10,000 (20,000 miles).

Since the first-year annual fee is waived by default, cardholders must opt in by sending the following SMS to 77862 by 31 October 2024.

The annual fee will then be charged to your account by 30 November 2024.

Spending bonus

Cardholders who spend S$1,000 in eligible transactions per month for two consecutive months following approval will receive UNI$12,600 (25,200 miles)

For example, if your card is approved on 10 September 2024, you will need to fulfil the minimum spend criteria as follows:

For avoidance of doubt, you cannot simply spend S$2,000 in the first month of approval and say to yourself “job done”. The minimum spend of S$1,000 needs to be clocked in each of the two spending periods. 

What counts as qualifying spend?

Eligible transactions include all retail transactions in local or foreign currency, and a full list of exclusions can be found at point 1.4(c) in the T&Cs. 

The key exclusions to highlight are:

• Charitable donations
• Education
• Government payments
• Hospitals
• Insurance
• Prepaid account top-ups (e.g. GrabPay or YouTrip)
• Utilities
• UOB Payment Facility

Supplementary cardholder spending will be pooled with the principal cardholder’s in determining if the minimum spend has been met. And before you say “isn’t that obvious?”, remember that UOB is not above such shenanigans.

When will the bonus miles be credited?

Annual fee bonus

The UNI$10,000 for paying the S$261.60 annual fee will be credited by 31 January 2025.

Spending bonus

The UNI$12,600 from meeting the 2x S$1,000 minimum spend will be credited by 31 January 2025.

That said, I’ve received a few reports from readers that bonus miles from previous months’ offers have not been crediting on time. I’m not in a position to say whether this is the exception or the norm, but figured it’s worth flagging anyway.

Terms and Conditions

The full T&Cs for this offer can be found here.

I would recommend saving a copy of the document for your own reference, since the link will be replaced with a newer promotion after the current one ends.

Alternative offer: Apple AirPods Pro & AirTags

If you meet the definition of new-to-bank for UOB, then another welcome gift you can consider is a pair of Apple AirPods Pro and two AirTags, available to applicants for the following cards.

• Metro-UOB Card
• Singtel-UOB Card
• UOB ONE Card
• UOB Preferred Platinum Visa
• UOB Visa Signature Card

A minimum qualifying spend of S$1,000 must be made within the first 30 days of approval. For example, if your card is approved on 10 September 2024, you will need to meet the minimum spend by 9 October 2024.

Do note that you still need to pay the first year’s annual fee (at least S$196.20), so you’re not so much getting a free gift as you are a discount.

For more on this offer, refer to the post below.

UOB cards offering uncapped Apple AirPods Pro & AirTags welcome gift

Overview: UOB PRVI Miles Card

Income Req.	S$30,000 p.a.	Points Validity	2 years
Annual Fee	S$261.60	Min. Transfer	5,000 UNI$ (10,000 miles)
Miles with Annual Fee	N/A	Transfer Partners	SIA Cathay Pacific
FCY Fee	3.25%	Transfer Fee	S$25
Local Earn	1.4 mpd	Points Pool?	Yes
FCY Earn	2.4 mpd	Lounge Access?	No
Special Earn	6 mpd on Agoda & Expedia	Airport Limo?	Yes  (AMEX only)
Cardholder Terms and Conditions

UOB PRVI Miles Cards are issued across all three networks: American Express, Mastercard, and Visa. Earn rates are the same for all (1.4 mpd local, 2.4 mpd overseas), though the American Express version has two unique features:

• 20,000 bonus miles for spending at least S$50,000 in a membership year
• Complimentary airport limo transfers with a minimum spend of S$1,000 in foreign currency per calendar quarter

UOB UNI$ can be converted to either KrisFlyer or Asia Miles at a 1 UNI$= 2 miles ratio, with a S$25 conversion fee.

Be sure to check out my full review of the UOB PRVI Miles Card below.

Review: UOB PRVI Miles Card

Conclusion

Apply (AMEX)

Apply (MC)

Apply (Visa)

UOB has once again extended its uncapped sign-up offer for September 2024 with applicants receiving 45,200 miles for paying the S$261.60 annual fee and spending S$1,000 per month for two consecutive months.

If you meet the eligibility criteria, then this is a great opportunity to cash in your new-to-bank status for some bonus miles. Don’t forget that there’s an alternative welcome gift of an Apple products bundle as well, albeit not for the UOB PRVI Miles Card specifically.