UOB PRVI Miles Cards offering 5 mpd on overseas dining and shopping

UOB has launched a new overseas spending promotion for all three versions of the UOB PRVI Miles Card, which offers registered cardholders up to 5 mpd on in-person dining and shopping spend.

This includes restaurants, bars, fast food, department stores, factory outlets and electronics stores, and even some unexpected categories like pharmacies and wine stores. 

This promotion is valid from now till 31 December 2024, and is very similar to the offer we saw back in May– but slightly improved as the bonus cap has been increased from 10,400 miles to 13,000 miles, which you’d max out with S$5,000 (non-regional) or S$6,500 (regional) of FCY spend. 

Earn up to 5 mpd on overseas dining & shopping

The UOB PRVI Miles overseas dining & shopping promotion runs from 8 November to 31 December 2024, and is valid for UOB PRVI Miles AMEX, Mastercard and Visa cardholders. 

Registration is required, and can be done by sending the following SMS to 77862:

There is no cap on the number of cardholders who can register.

Once registered, cardholders who spend at least S$1,500 on eligible dining and shopping transactions (defined below) will earn 5 mpd as follows. 

Regional FCY spend

Non-Regional FCY spend

There is no cap on the base miles (3 mpd for regional, 2.4 mpd for non-regional) you can earn. 

The bonus component is capped at 13,000 miles for the entire promotion period, which works out to:

• S$6,500 of spending in regional FCY
• S$5,000 of eligible spending in non-regional FCY

For avoidance of doubt, the bonus cap is shared between regional and non-regional FCY, so if you spend in a mixture of the two, you’ll hit the cap somewhere between the S$5,000 to S$6,500 mark. 

Supplementary cardholders are eligible to participate in this promotion, but their spending will count towards the minimum spend and cap of the principal cardholder. 

Do note that bonuses are only for in-person transactions; if you spend online in FCY, you’ll earn the regular year-round 2.4/3 mpd rate.

Can I participate on multiple cards?

You will only be able to enjoy this promotion once across all card accounts, regardless of how many UOB PRVI Miles Cards you hold.

For example, if you hold both the UOB PRVI Miles AMEX and UOB PRVI Miles Visa, you will only be able to enjoy the offer on one card.

What counts as minimum spend?

A minimum spend of S$1,500 is required to trigger the bonus earn rate. 

However, unlike past promotions where the minimum spend could only consist of eligible transactions (i.e. overseas dining and shopping), this time round UOB is using a wider definition by counting any overseas spend towards the S$1,500 threshold.

For example, if you spend at an overseas supermarket, which doesn’t fall under the definition of overseas dining or shopping, that transaction would still count towards the S$1,500. 

What counts as eligible transactions?

Eligible overseas transactions are defined below.

Overseas dining

Overseas dining refers to in-person transactions made at merchants with the following MCCs.

It’s a fairly generous definition of dining, even including places you might not have thought of like pharmacies and wine stores. If you’re planning on loading up on booze while overseas, this might be an excellent opportunity to make some hay. 

However, do note that unlike the promotion we had back in May 2024, supermarkets are not included under dining this time round. 

Overseas shopping

Overseas shopping refers to in-person transactions made at merchants with the following MCCs.

Again, UOB is casting a very wide net, so whether it’s duty-free, clothes, shoes or electronics, you’ll be able to enjoy the bonus. 

How do I know the MCC?

If you want to verify the MCC of a merchant before making a transaction, here’s three ways of looking it up. 

Given how easy it is to ascertain a merchant’s MCC these days, there’s no excuse for getting it wrong! 

How to check Merchant Category Codes (MCCs) before making a purchase

When will I receive my miles?

Base UNI$ (equivalent to 2.4 mpd for non-regional spend and 3 mpd for regional spend) will be credited when the transaction posts.

Bonus UNI$ (equivalent to 2.6 mpd for non-regional spend and 2 mpd for regional spend) will be credited to your account within two months after the promotion period, i.e. by 28 February 2025.

Terms & Conditions

The full T&Cs for the UOB PRVI Miles Card promotion can be found here.

UOB PRVI Miles 46,000 miles welcome offer

Apply (AMEX)

Apply (MC)

Apply (Visa)

If you don’t already have a UOB PRVI Miles Card, here’s a quick reminder that UOB is currently running a 46,000 miles welcome offer for new-to-bank customers who spend at least S$2,000 per month for the first two months after approval, and pay the S$261.60 annual fee. 

This offer is valid for customers who apply and receive approval between 1-30 November 2024, and there’s an opportunity to stack a further S$50 cash if you apply via SingSaver, though that’s capped at the first 1,000 applications. There is no cap on eligibility for the 46,000 miles welcome offer.

For the full details, refer to the article below. 

UOB PRVI Miles Card offering 46,000 miles uncapped sign-up bonus and S$50 cash

Conclusion

Card Review

UOB PRVI Miles Cardholders will be able to enjoy 5 mpd on overseas dining and shopping till 31 December 2024, just in time for the year-end holiday travel period. 

This would make it the highest-earning option for FCY spend,  but because there’s a 3.25% FCY fee on all transactions, some might still prefer to pair the Amaze with the Citi Rewards Card instead for 4 mpd (with a lower FCY fee of 1.8-2%).

A S$1,500 minimum spend applies, but you have two months to hit it. Don’t forget the cap of S$5,000-6,500 as well, which applies to the entire promotional period, and the fact that you can only enjoy this bonus on one UOB PRVI Miles Card, no matter how many you hold.