Back in January 2026, the AMEX Platinum Charge launched an excellent welcome offer of 98,250 bonus MR points with a minimum spend of just S$3,000.
The most surprising thing? Only existing AMEX customers were eligible. In fact, it was significantly more lucrative than the offer for new-to-AMEX customers, who have to spend S$8,000 to receive 230,000 bonus MR points — of which more than 50% are awarded in the second year, after the payment of another annual fee!
This offer was originally set to lapse at the end of March, but has now been extended till at least 29 April 2026.
Obviously, this offer isn’t as lucrative as it was prior to 23 February 2026, following the devaluation of transfers between Membership Rewards points and airline miles. However, it’s still double the previous offer for existing customers, and like it or not, the pre-devaluation days aren’t coming back.
AMEX Platinum Charge 98,250 bonus MR points welcome offer
 AMEX Platinum Charge |
|
| Apply |
|
| Existing AMEX customers | |
| Annual Fee | S$1,744 (must be paid) |
| Spend | S$3,000 |
| Spend Period | 90 days |
| Base Points | 3,750 MR points |
| Bonus Points | 98,250 MR points |
| Total Points | 102,000 MR points |
Existing AMEX customers who apply for an AMEX Platinum Charge and receive approval by 29 April 2026 will earn 102,000 MR points for spending S$3,000 within the first 90 days of approval.
This consists of:
- A welcome bonus of 98,250 MR points for meeting the minimum spend of S$3,000
- The regular 3,750 MR points for spending S$3,000
This offer is available to anyone who has not cancelled a principal AMEX Platinum Charge in the past 12 months prior to application. To be clear: you’re still eligible if you currently hold another AMEX Platinum card, such as the AMEX Platinum Credit Card or AMEX Platinum Reserve.
What counts as qualifying spend?
Qualifying spend refers to all online and offline retail purchases, whether in Singapore dollars or foreign currency, excluding the following transactions:
| ❌ Qualifying Spend Exclusions |
|
a) Charges processed and billed prior to the Enrolment Date or charges prepaid on any Card Account prior to the first billing statement for that Card Account following the Enrolment Date; |
For the avoidance of doubt, CardUp, private and non-profit hospital bills, charitable donations, education, and anything else not explicitly stated in the exclusion list will count as eligible spend. While American Express added charitable donations and education to its exclusions list on 1 October 2023, an exception was carved out for the AMEX Platinum Charge.
However, if you plan to use CardUp to meet the minimum spend, do note that there are certain restrictions on the type of payments that can be made with an AMEX card.
Spending by both principal and supplementary cardholders will be combined when determining whether the minimum spend threshold has been met.
When will bonus MR points be credited?
Officially, bonus MR points will be awarded within 12 weeks of meeting the minimum spend threshold.
Unofficially, however, the bonus should be credited much sooner, usually within one day of meeting the minimum spend.
Terms & Conditions
- Existing AMEX customer welcome offer (refer to page 4 onwards)
What can you do with Membership Rewards points?
Membership Rewards points can be transferred to eight airline and two hotel partners.
| Programme | Conversion Ratio (AMEX : Partner) |
 |
500 : 250 |
 |
500 : 250 |
 |
500 : 250 |
 |
600 : 250 |
 |
500 : 250 |
 |
500 : 250 |
 |
500 : 250 |
 |
500 : 250 |
 |
1,000 : 1,000 |
 |
1,000 : 1,250 |
Unfortunately, there was a significant devaluation on 23 February 2026, which increased the cost of transfers to all eight airline partners by 22-25% (or 44-50% for Emirates Skywards).
All transfers are free of charge.
How does this compare to previous offers?
For the sake of comparison, here’s a summary of the recent welcome offers we’ve seen for the AMEX Platinum Charge.
| 💳 AMEX Platinum Charge Welcome Offers (Existing AMEX customer) |
||
| Date | Min. Spend | Bonus MR Points & Gifts |
| Current | S$3,000 | 98,250 |
| 1 Oct to 7 Jan 26 | S$3,000 | 50,000 |
| 31 Jul to 30 Sep 25 | S$3,000 | 45,000 |
| 29 May to 30 Jul 25 | S$4,000 | 95,000 + FCY spend bonus |
| S$8,000 | 150,000 + S$50 | |
| 17 Feb to 28 May 25 | S$8,000 | 150,000 + S$100 |
| 3 Dec 24 to 16 Feb 25 | S$8,000 | 88,000 + 2x Samsonite luggage or S$800 + 2x Samsonite luggage |
| 1 Oct to 2 Dec 24 | S$8,000 | 88,000 + Samsonite luggage + S$100 or Samsonite luggage + S$900 |
| 6-30 Sep 24 | S$8,000 | 120,000 + S$100 eCV |
| 24 Jul – 5 Sep 24 | S$8,000 | 120,000 |
| 1-23 Jul 24 | S$8,000 | 93,000 |
| 30 May-30 Jun 24 | S$6,000 | 85,000 |
| 5 Apr-29 May 24 | S$6,000 | 127,500 |
| 29 Feb – 4 Apr 24 | S$6,000 | 80,000 |
| 29 Jan – 28 Feb 24 | S$6,000 | 85,000 |
| 12-26 Sep 23 | S$8,000 | 60,000 |
| 5-11 Sep 23 | S$8,000 | 60,000 |
| Spending time periods may not be the same across all offers; refer to the respective articles for the full details | ||
For existing AMEX cardholders, this is the most generous welcome offer in more than two years (based on the MR points to spend ratio).
AMEX Platinum Charge: Key benefits
AMEX Platinum Charge cardholders enjoy benefits such as:
- S$800 of dining, lifestyle, and travel credits each calendar year
- 6x free meals for two diners each year under the Table for Two programme
- COMO Club C5 membership (no birthday benefits for newly fast-tracked members)
- Unlimited airport lounge access for the cardholder + 1 guest
- Priority Pass Lounges
- Centurion Lounges (2 guests allowed)
- Plaza Premium Lounges
- One complimentary hotel night every membership year
- Tower Club access
- Tower Club & assorted dining vouchers
- Access to the American Express Fine Hotels + Resorts programme, which offers perks such as free breakfast, room upgrades (subject to availability), a US$100 experience credit and guaranteed late check-out
- Hilton Honors Gold status, Marriott Bonvoy Gold Elite status, Pan Pacific DISCOVERY Platinum status & Radisson Rewards Premium status
- American Express Love Dining
- American Express Chillax
- Platinum Golf privileges
Conclusion
| AMEX Platinum Charge |
||
| Apply |
The AMEX Platinum Charge has extended its excellent welcome offer for existing AMEX cardholders, which offers up to 98,250 bonus MR points with a minimum spend of just S$3,000.
It’s not nearly as great as it was prior to the Membership Rewards devaluation, but it’s still the best offer for existing cardholders we’ve seen in a very long time
You’ll of course want to make sure you can extract more than S$1,744 worth of value from the card, however, so be sure to read my updated guides for 2026, which cover changes to the Platinum Statement Credits and the new Table for Two benefit.
