Roundup: Credit Card Sign-up Bonuses (November 2026)

Here’s The MileLion’s monthly roundup of the latest credit card sign-up bonuses in Singapore for November 2026.

For those with big-ticket spending coming up, these bonuses could be an opportunity to rack up some extra miles or gifts, so plan your spending accordingly!

If you landed on this page through a search engine, you can check whether you’re viewing the most up-to-date version of this article here.

At a glance: Current sign-up bonuses

Here’s a summary of the current sign-up bonuses on the market, presented two ways: 

1. Payoff ratio
2. Cost per mile

Payoff ratio refers to the bonus miles divided by total spend (excluding annual fee). Basically: what’s the bang for your buck? For every S$1 of spend, how many miles do you get?

On that basis, here are the best sign-up offers. 

💳 Credit Card Sign-Up Bonuses (Sorted by Payoff Ratio)
Card	Spend (Annual Fee)	Miles^	Payoff
BOC Elite Miles Apply Ends 31 Dec 26	S$50 (S$207.10)	10K New	200 New
DBS Altitude Card AMEX Visa Ends 28 Feb 27	S$800 (S$196.20)*	30K New	37.5 New
Citi PremierMiles Apply Ends 31 Mar 27	S$800 (S$196.20)*	30K New	37.5 New
HSBC T1 Card Apply Ends 31 Dec 26	S$1K (S$196.20)	30K New 20K Exist	30 New 20 Exist
OCBC Rewards Apply Ends 31 Dec 26	S$800 (F2YF)	22K New	27.5 New
StanChart VI Apply Ends 1 Feb 27	S$2K (S$599.50)	50K New Exist	25 New Exist
Citi Rewards Apply Ends 31 Mar 27	S$800 (FYF)	16K New	20 New
HSBC Revolution Apply Ends 31 Dec 26	S$1K (N/A)	16.8K New	16.8 New
UOB VI Metal Apply Ends 31 Dec 26	S$4K (S$654)	60K New 40K Exist	15 New 10 Exist
HSBC Premier MC Apply Ends 31 Dec 26	S$5K (N/A)	60K New Exist	12 New Exist
AMEX KF Ascend Apply (New) Apply (Ex.) Ends 31 Jan 27	S$5K New S$5K Exist (S$397.85)	45K New 25K Exist	9 New 5 Exist
AMEX KF Card Apply Ends 31 Jan 27	S$2K (FYF)	16K New	8 New
The Platinum Card Apply Ends 31 Jan 27	S$15K New S$15K Exist (S$1,744)	100K New 60K Exist	6.7 New 4 Exist
StanChart Beyond Apply Ends 31 Mar 27	S$20K (S$1,635)	100K New Exist	5 New Exist
AMEX Plat CC Apply Ends 31 Jan 27	S$4K (S$327)	18.2K New	4.5 New
Citi Prestige Apply Ends 30 Nov 26	S$14K (S$651.82)	45K New Exist	3.2 New Exist
^Does not include base miles *Fee waiver option available, with a smaller number of bonus miles. See below for full details. New New customer | Exist  Existing customer

Cost per mile refers to the annual fee divided by bonus miles. If you need to pay an annual fee as part of the sign-up bonus, you’re essentially paying for miles— the question is, how much?

On that basis, here are the best sign-up offers.

💳 Credit Card Sign-Up Bonuses (Sorted by Cost Per Mile)
Card	Spend (Annual Fee)	Miles^	Cost Per Mile
HSBC Premier MC Apply Ends 31 Dec 26	S$5K (N/A)	60K New Exist	–
OCBC Rewards Apply Ends 31 Dec 26	S$800 (F2YF)	22K New	–
HSBC Revolution Apply Ends 31 Dec 26	S$1K (N/A)	16.8K New	–
Citi Rewards Apply Ends 31 Mar 27	S$800 (FYF)	16K New	–
AMEX KF Card Apply Ends 31 Jan 27	S$2K (FYF)	16K New	–
DBS Altitude Card AMEX Visa Ends 28 Feb 27	S$800 (S$196.20)*	30K New	0.65 New
Citi PremierMiles Apply Ends 31 Mar 27	S$800 (S$196.20)*	30K New	0.65 New
HSBC T1 Card Apply Ends 31 Dec 26	S$1K (S$196.20)	30K New 20K Exist	0.65 New 0.98 Exist
UOB VI Metal Apply Ends 31 Dec 26	S$4K (S$654)	60K New 40K Exist	1.09 New 1.64 Exist
StanChart VI Apply Ends 1 Feb 27	S$2K (S$599.50)	50K New Exist	1.20 New Exist
Citi Prestige Apply Ends 30 Nov 26	S$14K (S$651.82)	45K New Exist	1.45 New Exist
StanChart Beyond Apply Ends 31 Mar 27	S$20K (S$1,635)	100K New Exist	1.64 New Exist
AMEX KF Ascend Apply (New) Apply (Ex.) Ends 31 Jan 27	S$5K New S$5K Exist (S$397.85)	45K New 25K Exist	1.77# New 3.18# Exist
AMEX Plat CC Apply Ends 31 Jan 27	S$4K (S$327)	18.2K New	1.80 New
BOC Elite Miles Apply Ends 31 Dec 26	S$50 (S$207.10)	10K New	2.07 New
The Platinum Card Apply Ends 31 Jan 27	S$15K New S$15K Exist (S$1,744)	100K New 60K Exist	3.49# New 5.81# Exist
^Does not include base miles *Fee waiver option available, with a smaller number of bonus miles. See below for full details. #You must pay the second year’s annual fee to receive the full number of bonus miles New New customer | Exist  Existing customer

Neither measure is perfect.

Payoff ratios tend to under-emphasise cost. The BOC Elite Miles offers 10,000 miles with a minimum spend of just S$50 — an incredible payoff ratio of 200:1. However, cardholders need to pay a S$207.10 annual fee, which means the cost per mile is an unattractive 2.07 cents each. 

Cost per mile tends to under-emphasise spending. The Citi Prestige Card has an annual fee of S$651.82 and offers 45,000 miles — a reasonable cost per mile of 1.45 cents. But the minimum spend is a whopping S$14,000, which makes it much less attractive.

Therefore, it’s always advisable to read through each of the sign-up bonus articles and The MileLion’s Card Reviews before coming to a decision.

AMEX KrisFlyer Ascend

AMEX KrisFlyer Ascend (Offer Ends: 31 Jan 27)
Apply (New)
Apply (Existing)
	New	Existing
Annual Fee	S$397.85 (must be paid)	S$397.85 (must be paid)
Spend	S$5,000	S$5,000
Spend Period	180 days	180 days
Base Miles	7,500	7,500
Bonus Miles	25,000 Year 1 20,000 Year 2	15,000 Year 1 10,000 Year 2
Total Miles	52,500	32,500
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 24 months
Existing customers are defined as those who have not cancelled a principal AMEX KrisFlyer Ascend Card in the past 24 months

New customers who apply for an AMEX KrisFlyer Ascend by 31 January 2027 will receive 45,000 bonus miles when they pay the annual fee and spend S$5,000 within 180 days of approval.

For the miles, do note that 20,000 bonus miles will only be awarded in the 15th month, after paying the second year’s annual fee and making a spend of at least S$1.

Existing customers who apply for an AMEX KrisFlyer Ascend by 31 January 2027 will receive 25,000 bonus miles when they pay the annual fee and spend S$5,000 within 180 days of approval.

For the miles, do note that 10,000 bonus miles will only be awarded in the 15th month, after paying the second year’s annual fee and making a spend of at least S$1.

Both new and existing cardholders will also earn a further 7,500 base miles (S$5,000 @ 1.5 mpd).

The calculations assume that this is your first-ever American Express Singapore Airlines cobrand card. If you have held one in the past at any time, you need to deduct 5,000 miles from the first year’s bonus component.

AMEX KrisFlyer Credit Card

AMEX KrisFlyer Credit Card (Offer Ends: 31 Jan 27)
Apply
	New
Annual Fee	S$179.85 (first year waived)
Spend	S$2,000
Spend Period	90 days
Base Miles	2,600
Bonus Miles	16,000
Total Miles	18,600
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 24 months

New customers who apply for an AMEX KrisFlyer Credit Card by 31 January 2027 and spend S$2,000 in the first 90 days will receive 16,000 bonus miles. Assuming you clock the minimum spend on local transactions, you’ll earn a further 2,600 base miles (S$2,000 @ 1.3 mpd).

The calculations assume that this is your first-ever American Express Singapore Airlines cobrand card. If you have held one in the past at any time, you need to deduct 5,000 miles from the bonus component.

The Platinum Card by AMEX

The Platinum Card by AMEX (Offer Ends: 31 Jan 27)
Apply
	New	Existing
Annual Fee	S$1,744 (must be paid)	S$1,744 (must be paid)
Spend	S$15,000	S$15,000
Spend Period	180 days	180 days
Base Miles	9,375	9,375
Bonus Miles	50,000 Year 1 50,000 Year 2	30,000  Year 1 30,000 Year 2
Total Miles	109,375	69,375
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 24 months
Existing customers are defined as those who have not cancelled a principal Platinum Card in the past 24 months

New customers who apply for The Platinum Card by 31 January 2027 will receive 200,000 bonus MR points (100,000 bonus miles) when they spend S$15,000 within 180 days of approval.

Of the MR points, do note that 100,000 bonus MR points (50,000 bonus miles) will only be awarded in the 15th month, after paying the second year’s annual fee and making a spend of at least S$1.

Existing customers who apply for The Platinum Card by 31 January 2027 will receive 120,000 bonus MR points (60,000 bonus miles) when they spend S$15,000 within 180 days of approval.

Of the MR points, do note that 60,000 bonus MR points (30,000 bonus miles) will only be awarded in the 15th month, after paying the second year’s annual fee and making a spend of at least S$1.

Both new and existing cardholders will also earn a further 9,375 base miles (S$15,000 @ 0.63 mpd), along with standard card benefits such as six free couple meals under Table for Two, S$800 of airline, dining and wine credits, a complimentary hotel night and various dining and lifestyle vouchers.

AMEX Platinum Credit Card

AMEX Platinum Credit Card (Offer Ends: 31 Jan 27)
Apply
	New
Annual Fee	S$327 (must be paid)
Spend	S$4,000
Spend Period	90 days
Base Miles	2,273
Bonus Miles	18,181
Total Miles	20,454
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 24 months

New customers who apply for an AMEX Platinum Credit Card by 31 January 2027 will receive 40,000 bonus MR points (18,181 miles) with a minimum spend of S$4,000 within 90 days of approval. Assuming you clock the minimum spend on local general spending, you’ll earn a further 5,000 base MR points (2,273 miles).

All cardholders will also receive an annual S$200 Fashion & Dining credit, together with Love Dining and Chillax perks.

BOC Elite Miles Card

BOC Elite Miles Card (Offer Ends: 31 Dec 26)
Apply
Details
	New
Annual Fee	S$207.10 (must be paid)
Spend	S$50
Spend Period	60 days
Base Miles	70
Bonus Miles	10,000
Total Miles	10,070
New customers are defined as those who do not hold a principal BOC credit card, and have not cancelled one in the past 12 months

The BOC Elite Miles Card — thought it was dead, didn’t you? —is offering what could quite possibly be the sign-up deal of the decade.

OK, it’s hard to say that with a straight face.

New cardholders who spend at least S$50 within the first 60 days of approval receive 10,000 bonus miles. That would be a great deal on a miles-to-spend basis, but for the fact the S$207.10 annual fee must be paid. 

In other words, you’re basically paying 2.07 cents per mile, which is a pretty laughable offer. In fact, I’d rather apply for the card without the sign-up offer, and get the first year’s fee waived instead!

Citi PremierMiles Card

Citi PremierMiles Card (Offer Ends: 31 Mar 27)
Apply
Details
	New
	Offer 1	Offer 2
Annual Fee	S$196.20 (must be paid)	S$196.20 (first year waived)
Spend	S$800	S$800
Spend Period	2-3 months	2-3 months
Base Miles	960	960
Bonus Miles	30,000	8,000
Total Miles	30,960	8,960
New customers are defined as those who do not currently hold a principal Citi credit card, and have not cancelled one in the past 12 months

New customers will receive 30,000 bonus miles when they pay the S$196.20 annual fee and spend S$800 within 2-3 months of approval (the exact timeframe depends on when approval comes through; you have until the end of the second month after the approval month to spend).

Alternatively, new customers will receive 8,000 bonus miles when they spend S$800 within 2-3 months of approval, together with an annual fee waiver.

Assuming you clock the minimum spend on local transactions, you’ll earn a further 960 base miles (S$800 @ 1.2 mpd).

Citi Prestige Card

Citi Prestige Card (Offer Ends: 30 Nov 26)
Apply
Details
	New & Existing
Annual Fee	S$651.82 (must be paid)
Spend	S$14,000
Spend Period	2-3 months
Base Miles	18,200
Bonus Miles	45,000
Total Miles	63,200
Offer valid for anyone who has not cancelled a principal Citi Prestige Card in the past 12 months

The Citi Prestige Card is offering 45,000 bonus miles to cardholders who:

• Pay the S$651.82 annual fee
• Spend S$14,000 by the end of the second month following approval

Citigold and Citigold Private Client customers will receive an extra 20,000 bonus miles for a total of 65,000 bonus miles, with a minimum spend of S$12,000 and S$10,000 respectively.

As a reminder, Citi PayAll transactions can be used to meet the minimum spend, provided the service fee is paid. Alternatively, you can use your card to make direct payments for things like insurance, hospital bills, and charitable donations— even though you won’t earn any base miles for these, they will count towards minimum spend.

What’s noteworthy about this offer is that it’s available to existing Citi cardholders as well, so holding a Citi PremierMiles Card or Citi Rewards Card won’t disqualify you from participating.

Citi Rewards Card

Citi Rewards Card (Offer Ends: 31 Mar 27)
Apply
Details
	New
Annual Fee	S$196.20 (first year waived)
Spend	S$800
Spend Period	2-3 months
Base Miles	3,200
Bonus Miles	16,000
Total Miles	19,200
New customers are defined as those who do not currently hold a principal Citi credit card, and have not cancelled one in the past 12 months

New customers who apply for a Citi Rewards Card will earn 16,000 bonus miles when they spend S$800 within 2-3 months of approval (you have until the end of the second month after the approval month to spend).

Assuming you clock the minimum spend on online transactions — and you should, given how easy it is — you’ll earn a further 3,200 base miles (S$800 @ 4 mpd). An easy way of doing this would be through Amaze, which turns offline transactions into online ones (though keep in mind that a 1% fee (min. S$0.50) now applies to all transactions in SGD).

I consider the Citi Rewards Card to be practically essential for miles collectors, and if you don’t have one for whatever reason, that’s something you need to change.

DBS Altitude Card

DBS Altitude Card (Offer Ends: 28 Feb 27)
Apply (AMEX)
Apply (Visa)
Details
	New
Annual Fee	S$196.20 (can be waived with 10,000 fewer bonus miles)
Spend	S$800
Spend Period	60 days
Base Miles	1,040
Bonus Miles	30,000
Total Miles	31,040
New customers are defined as those who do not currently hold a principal DBS/POSB credit card, and have not cancelled one in the past 12 months

New customers who apply for a DBS Altitude Card with the promo code ALTM30 will enjoy 30,000 bonus miles when they pay the S$196.20 annual fee and spend S$800 within 60 days of approval. 

They must also have a valid DBS PayLah! account by the end of the qualifying spend period, which shouldn’t be very difficult to do.

Should you not wish to pay the annual fee, applying with the code ALTMW20 gets you a first year fee waiver, with 20,000 bonus miles.

Assuming you clock the minimum spend on local transactions, you’ll earn a further 1,040 base miles (S$800 @ 1.3 mpd).

DBS is also offering an alternative non-miles gift option of a Samsonite MINTER 80/30 Trunk Luggage. If you prefer this gift instead, apply with the code MINTER (the first year’s annual fee will be automatically waived).

HSBC Premier Mastercard

HSBC Premier Mastercard (Offer Ends: 31 Dec 26)
Apply
Details
	New & Existing
Annual Fee	S$708.50 (waived for HSBC Premier customers with S$200K TRB)
Spend	S$5,000
Spend Period	1-2 months
Base Miles	8,400
Bonus Miles	60,000
Total Miles	68,400
Offer valid for anyone who has not cancelled a principal HSBC Premier Mastercard in the past 12 months

The HSBC Premier Mastercard is offering new and existing HSBC cardholders up to 60,000 bonus miles when they:

• Spend at least S$5,000 by the end of the month following approval
• Opt in for marketing communications during the sign-up process (do not forget this step, or you won’t get anything!)

Assuming you clock the minimum spend on local transactions, you’ll earn a further 8,400 base miles (S$5,000 @ 1.68 mpd).

The card’s S$708.50 annual fee is waived for HSBC Premier customers with a minimum TRB of S$200,000 — and remember to stack this with Fund and Fly for up to 200,000 bonus miles.

HSBC Revolution

HSBC Revolution (Offer Ends: 31 Dec 26)
Apply
Details
	New
Annual Fee	None
Spend	S$1,000
Spend Period	1-2 months
Base Miles	4,000
Bonus Miles	16,800
Total Miles	20,800
New customers are defined as those who do not currently hold a principal HSBC credit card, and have not cancelled one in the past 12 months

New customers who apply for a HSBC Revolution Card will enjoy 16,800 bonus miles when they:

• Spend at least S$1,000 by the end of the month following approval
• Opt in for marketing communications during the sign-up process (do not forget this step, or you won’t get anything!)

Assuming you clock the minimum spend on eligible bonus categories such as dining, travel, shopping and transport, you’ll earn a further 4,000 miles (S$1,000 @ 4 mpd), or potentially even 8,000 miles (S$1,000 @ 8 mpd) if you maintain at least S$50,000 in SGD in a sole HSBC Everyday Global Account (EGA).

HSBC TravelOne Card

HSBC TravelOne Card (Offer Ends: 31 Dec 26)
Apply
Details
	New	Existing
Annual Fee	S$196.20 (must be paid)	S$196.20 (must be paid)
Spend	S$1,000	S$1,000
Spend Period	1-2 months	1-2 months
Base Miles	1,200	1,200
Bonus Miles	30,000	20,000
Total Miles	31,200	21,200
New customers are defined as those who do not currently hold a principal HSBC credit card, and have not cancelled one in the past 12 months
Existing customers are defined as those whose most recent principal HSBC credit card was issued more than 12 months ago, and have not cancelled a principal HSBC credit card in the past 12 months

The HSBC TravelOne Card is offering 30,000 bonus miles (new customers) or 20,000 bonus miles (existing customers) when they:

• Pay the annual fee of S$196.20
• Spend at least S$1,000 by the end of the month following approval
• Opt in for marketing communications during the sign-up process (do not forget this step, or you won’t get anything!)

Assuming you clock the minimum spend on local transactions, you’ll earn a further 1,200 base miles (S$1,000 @ 1.2 mpd).

Cardholders enjoy other perks like four lounge visits per calendar year, 20 transfer partners, as well as instant, fee-free conversions.

OCBC Rewards Card

OCBC Rewards Card (Offer Ends: 31 Dec 26)
Apply
	New Only
Annual Fee	S$196.20 (first two years free)
Spend	S$800
Spend Period	60 days
Base Miles	3,200 (Assumption: spend on bonus category merchants)
Bonus Miles	22,000
Total Miles	25,200
New customers are defined as those who do not currently hold a principal OCBC credit card, and have not cancelled one in the past 12 months

New-to-bank customers get 22,000 bonus miles with a minimum spend of S$800 within 60 days of approval.

Assuming you clock the S$800 minimum spend on eligible 4 mpd categories like clothes, shoes, department stores or HeyMax vouchers, you will earn a further 3,200 miles. Alternatively, you could earn a further 4,800 miles if you spend at 6 mpd merchants like Shopee, Lazada and Watsons.

I’d recommend sticking to SingSaver instead, where new customers will receive 25,000 Max Miles, S$420 Shopee vouchers or S$300 cash + S$100 Grab vouchers with a minimum spend of S$400 within 30 days of approval.

StanChart Beyond Card

StanChart Beyond Card (Offer Ends: 31 Mar 27)
Apply
Details
	New & Existing
Annual Fee	S$1,635 (must be paid)
Spend	S$20,000
Spend Period	90 days
Base Miles	30,000
Bonus Miles	100,000
Total Miles	130,000
Both new and existing Standard Chartered cardholders may apply for this offer

The StanChart Beyond Card is offering both new and existing customers a sign-up bonus of 100,000 bonus miles.

This is split into:

• 60,000 miles for paying the S$1,635 annual fee
• 40,000 miles for spending at least S$20,000 within 90 days of approval (S$10,000 if you’re a StanChart employee)

Assuming you’re a regular StanChart customer and spend the S$20,000 in local currency, you’ll earn an additional 30,000 base miles (S$20,000 @ 1.5 mpd). Priority Banking and Priority Private cardholders will earn 40,000 base miles (S$20,000 @ 2 mpd).

The StanChart Beyond Card isn’t cheap by any means, and would-be applicants should think very carefully about whether they can make the math work. I’ve covered this more in the article below.

Should you get a StanChart Beyond Card?

StanChart Visa Infinite Card

StanChart Visa Infinite Card (Offer Ends: 1 Feb 27)
Apply
Details
	New & Existing
Annual Fee	S$599.50 (must be paid)
Spend	S$2,000
Spend Period	60 days
Base Miles	2,800
Bonus Miles	50,000
Total Miles	52,800
Both new and existing Standard Chartered cardholders may apply for this offer

The StanChart Visa Infinite is offering 50,000 bonus miles for paying the S$599.50 annual fee and spending S$2,000 within 60 days of approval. This offer is available to both new and existing StanChart cardholders — it’s very rare we see an offer for the latter, so this is worth taking note of.

I personally don’t think the StanChart Visa Infinite is a very compelling card, as the main benefits it offers are six lounge visits and the opportunity to buy discounted miles via its income tax payment facility. However, if you’re just in it for the bonus miles, then you basically pay 1.2 cents per mile, which is an attractive price.

UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card (Offer Ends: 31 Dec 26)
Apply
Details
	New	Existing
Annual Fee	S$654 (must be paid)	S$654 (must be paid)
Spend	S$4,000	S$4,000
Spend Period	30 days	30 days
Base Miles	5,600	5,600
Bonus Miles	60,000	40,000
Total Miles	65,600	45,600
New customers are defined as those who do not currently hold a principal UOB credit card, and have not cancelled one in the past 12 months

The UOB Visa Infinite Metal Card is offering new and existing customers 60,000 and 40,000 bonus miles respectively when they pay the S$654 annual fee and spend S$4,000 within 30 days of approval.

Assuming you clock the minimum spend on local transactions, you’ll earn a further 5,600 base miles (S$4,000 @ 1.4 mpd).

If you plan to apply for this card, do note that the unlimited lounge benefit lapsed on 1 June 2026, and has been replaced with just 12 visits.

What’s changed for November 2026?

With the Trust Freedom Card’s 100,000-mile bonanza now over, the headline this month goes to the HSBC TravelOne Card, which has boosted its welcome offer to 30,000 miles for new customers, and 20,000 bonus miles for existing customers. This works out to a very reasonable cost per mile of 0.65 (new) or 0.98 (existing) cents, before even factoring in the value of other perks like the lounge visits.

Elsewhere, the DBS Altitude Card has cut its bonus from 38,000 to 30,000 miles, raising the cost per mile from 0.52 to 0.65 cents. The Citi PremierMiles Card has dropped its S$100 Trip.com voucher. 

Over at AMEX, the S$300 eCV on The Platinum Card and the S$100 eCV on the AMEX KrisFlyer Ascend have both been discontinued. On top of that, The Platinum Card’s minimum spend has gone up by 50% to S$15,000, and the Ascend has lost its Hilton free night certificate. The Ascend’s base earn rate has risen to 1.5 mpd, but that doesn’t come close to making up for it. Unless you have a specific use for AMEX’s other perks, I’d sit these out. Both offers now run until 31 January 2027, so you don’t need to decide right away.

Finally, the HSBC Premier Mastercard has nudged its bonus up from 58,200 to 60,000 miles, but dropped the S$200 Apple voucher. If you had no use for the voucher anyway, however, it’s a net gain.

Non-miles welcome offers

Here’s a roundup of the other non-miles sign-up bonuses that are currently running in the market.

💳 Credit Card Sign-Up Bonuses (Non-miles)
Card	Spend (Period)	Reward^
CIMB Visa Signature Ends 30 Nov 26 Apply	S$2,000 (30 days)	S$50 + Luggage New
DBS yuu AMEX Ends 15 Nov 26 Apply	S$500 (30 days) Use code SINGSAVER	S$320 New
DBS yuu Visa  Ends 15 Nov 26 Apply
OCBC Rewards   Ends 30 Nov 26 Apply	S$400 (30 days)	S$420 Shopee vouchers New
SC Journey Ends 1 Feb 27 Apply	S$1,000 (30 days)	Up to 3x NVIDIA shares and S$50 New
UOB PRVI Miles Ends 30 Nov 26 AMEX Mastercard Visa	S$500 (30 days)	S$80 New
^Other rewards may be offered too, click on Apply for full details

The pick of the lot is no doubt the StanChart Journey Card, which is now offering 3x NVIDIA shares and S$50 cash for new customers who:

• Spend at least S$1,000 within 30 days of approval
• Deposit S$50,000 in a Bonus$aver account
• Open an SC Online Trading Account

Based on the current share price, the value of the welcome gift is close to S$1,000, and should definitely be on your radar if you meet the new customer criteria.

Deal: StanChart Journey Card offering 3 NVIDIA shares and S$50 cash

Conclusion

As with all credit card sign-up offers, it’s important to read through the T&Cs to confirm eligibility, qualifying spend definitions, and fulfilment timelines. Don’t panic if you don’t see the bonus immediately upon meeting the minimum spend; these usually take several months to process.

I also recommend saving a copy of the T&Cs for your own reference, because banks may overwrite the T&Cs when new campaigns are launched, or worse, retroactively modify them!