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Category: Credit Cards

PSA: HSBC doubles minimum income requirements for credit cards

Credit Cards Aaron Wong - 5
Want to get a HSBC credit card? You'll soon need a minimum income of S$65,000 p.a., more than double the existing requirement- unless you're willing to park S$50,000 with the bank.

HeyMax x JR East: Earn up to 9 mpd at JAPAN RAIL CAFE & Japan Rail Club

Credit Cards Aaron Wong - 1
From now till 7 December 2025, earn an uncapped 5 Max Miles per S$1 at Japan Rail Cafe and Japan Rail Club with HeyMax-linked Visa cards, and up to 4 mpd from your credit card.

DBS spend-and-redeem promo: Get Apple AirPods, iPads or Nintendo Switch 2

Credit Cards Aaron Wong - 14
No miles, no problem? DBS's new promotion offers gifts equivalent to a 10% rebate on spend, though it's only for selected cashback cards.

The MileLion’s 2025 Credit Card Strategy

Credit Cards Aaron Wong - 38
Given all the nerfs that 2025 has thrown our way (so far!), here's how my credit card strategy for the rest of the year looks like.

Wow: BOC Elite Miles Card offering up to 8.8 mpd on online and overseas spend

BOC Aaron Wong - 5
From now till 31 December 2025, the BOC Elite Miles Card will earn 8.8 mpd on FCY spend, and 7.4 mpd on online, dining, and SIA Group spend (just be careful of the gotchas!).

PSA: The Citi Rewards Card’s strange expiry policy

Citibank Aaron Wong - 10
Your Citi Rewards Card's ThankYou points are valid for "up to" 5 years, which could lead to a nasty surprise if you're unaware!

Good news: Wogi now sells eCapitaVouchers again

Credit Cards Aaron Wong - 3
eCapitaVouchers are back on Wogi, letting you rack up 4 mpd while unlocking all sorts of creative uses.

What’s the minimum spend required to earn miles?

Credit Cards Aaron Wong - 6
Which cards have S$5 earning blocks, and which award miles right down to the last cent? Here's a rundown of how each card awards miles.
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CREDIT CARD SIGN UP BONUSES

HSBC TravelOne Card
Get up to 34,800 miles with $1K spend in first 1-2 months
Offer Expires: Dec 31, 2025
StanChart Journey Card
Get up to 30,960 miles and $180 cash with $800 spend in first 60 days
Offer Expires: Dec 31, 2025
AMEX Platinum Charge
Get up to 75,000 miles with $8K spend in the first 90 days
Offer Expires: Jan 27, 2026
Citi Prestige Card
Get up to 59,600 miles with $2K spend in first 2 months
Offer Expires: Jan 31, 2026
Citi PremierMiles Card
Get up to 30,960 miles with $800 spend in first 2 months
Offer Expires: Feb 28, 2026
See All Offers
Offers may only apply to new-to-bank customers. Read T&Cs for full details.

Featured Deals

Expires: Dec 29, 2025
AMEX KrisFlyer Credit Card offering extra S$100 eCapitaVoucher sign-up gift
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By Aaron Wong
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