Roundup: Credit Card Sign-up Bonuses (August 2025)

Here’s The MileLion’s monthly roundup of the latest credit card sign-up bonuses in Singapore for August 2025.

If you have any big ticket spending coming up, these bonuses could be an opportunity to rack up some extra miles or gifts, so plan your spending accordingly!

At a glance: Current sign-up bonuses

Here’s a summary of the current sign-up bonuses on the market, presented two ways: 

1. Payoff ratio
2. Cost per mile

Payoff ratio refers to the bonus miles divided by total spend (excluding annual fee). Basically: what’s the bang for your buck? For every S$1 of spend, how many miles do you get?

On that basis, here are the best sign-up offers.

💳 Credit Card Sign-Up Bonuses (sorted by payoff ratio)
	Spend (AF)	Miles^	Payoff
DBS Altitude Card Apply Ends 31 Aug 25	S$800 (S$196)*	38K NTB	47.5 NTB
StanChart Journey Apply Ends 30 Sep 25	S$800 (S$196)*	30K + S$180 NTB	37.5 NTB
Citi Premier Miles Apply Ends 30 Sep 25	S$800 (S$196)*	30K NTB	37.5 NTB
HSBC T1 Card Apply Ends 31 Aug 25	S$1K (S$196)	33.6K NTB 21.6K ETB	33.6 NTB 21.6 ETB
Citi Prestige Apply Ends 31 Jan 26	S$2K (S$652)	57K NTB ETB	28.5 NTB ETB
StanChart VI Apply Ends 30 Sep 25	S$2K (S$600)	50K + S$100 NTB 50K ETB	25 NTB ETB
Citi Rewards Apply Ends 28 Feb 26	S$800 (FYF)	16K NTB	20 NTB
UOB VI Metal Apply Ends 31 Aug 25	S$4K (S$654)	80K NTB 40K ETB	20 NTB 10 ETB
AMEX KF Ascend Apply Ends 30 Sep 25	S$1K NTB S$1 ETB (S$398)	15.8K NTB 15K ETB	15.8 NTB 15K ETB
HSBC Premier MC Apply Ends 15 Aug 25	S$4K (N/A)	65K NTB ETB	16.3 NTB ETB
AMEX Plat CC Apply Ends 30 Sep 25	S$1K NTB S$1 ETB (S$327)	13.2K NTB 8.3K ETB	13.2 NTB 8.3K ETB
AMEX Plat Charge Apply Ends 30 Sep 25	S$8K NTB S$3K ETB (S$1,744)	50K NTB 28.1K ETB	6.3 NTB 9.4 ETB
StanChart Beyond Apply Ends 31 Aug 25	S$20K (S$1,635)	100K NTB ETB	5 NTB ETB
^Does not include base miles *Fee waiver option available, with smaller number of bonus miles. See below for full details. NTB New-to-bank customer | ETB  Existing customer

Cost per mile refers to the annual fee divided by bonus miles. If you need to pay an annual fee as part of the sign-up bonus, you’re essentially paying for miles— the question is, how much?

On that basis, here are the best sign-up offers.

💳 Credit Card Sign-Up Bonuses (sorted by cost per mile)
	Spend (AF)	Miles^	Cost Per Mile
Citi Rewards Apply Ends 28 Feb 26	S$800 (FYF)	16K NTB	–
HSBC Premier MC Apply Ends 15 Aug 25	S$4K (N/A)	65K NTB ETB	–
StanChart Journey Apply Ends 30 Sep 25	S$800 (S$196)*	30K + S$180 NTB	0.05 NTB
DBS Altitude Card Apply Ends 31 Aug 25	S$800 (S$196)*	38K NTB	0.52 NTB
HSBC T1 Card Apply Ends 31 Aug 25	S$800 (S$196)	33.6K NTB 21.6K ETB	0.58 NTB 0.91 ETB
Citi Premier Miles Apply Ends 30 Sep 25	S$800 (S$196)*	30K NTB	0.65 NTB
UOB VI Metal Apply Ends 31 Aug 25	S$4K (S$654)	80K NTB 40K ETB	0.82 NTB 1.64 ETB
AMEX Plat CC Apply Ends 30 Sep 25	S$1K NTB S$1 ETB (S$327)	13.2K NTB 8.3K ETB	2.48 NTB 3.92 ETB
Citi Prestige Apply Ends 31 Jan 26	S$2K (S$652)	57K NTB ETB	1.14 NTB ETB
StanChart VI Apply Ends 30 Sep 25	S$2K (S$600)	50K + S$100 NTB 50K ETB	1.00 NTB 1.20 ETB
StanChart Beyond Apply Ends 31 Aug 25	S$20K (S$1,635)	100K NTB ETB	1.64 NTB ETB
AMEX KF Ascend Apply Ends 30 Sep 25	S$1K NTB S$1 ETB (S$398)	15.8K NTB 15K ETB	2.52 NTB 2.65 ETB
AMEX Plat Charge Apply Ends 30 Sep 25	S$8K NTB S$3K ETB (S$1,744)	50K NTB 28.1K ETB	3.49 NTB 6.21 ETB
^Does not include base miles *Fee waiver option available, with smaller number of bonus miles. See below for full details. NTB New-to-bank customer | ETB  Existing customer

Ultimately, both sets of ranking criteria have a common shortcoming: they only look at miles. Some of these cards have additional benefits like free hotel nights or airport lounge access, which you’ll also need to factor in.

Therefore, it’s always advisable to read through each of the sign-up bonus articles and The MileLion’s Card Reviews before coming to a decision.

AMEX KrisFlyer Ascend

AMEX KrisFlyer Ascend (Offer Ends: 30 Sep 25)
Apply
	New	Existing
Annual Fee	S$397.85 (must be paid)	S$397.85 (must be paid)
Spend	S$1,000	S$1
Spend Period	60 days	30 days
Base Miles	1,200	1
Bonus Miles	15,800	15,000
Total Miles	17,000	15,001
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 12 months
Existing customers are defined as those who have not cancelled a principal AMEX KrisFlyer Ascend Card in the past 12 months

New-to-AMEX cardholders who apply and receive approval for an AMEX KrisFlyer Ascend by 30 September 2025 will receive 15,800 bonus miles when they pay the annual fee and spend S$1,000 within 60 days of approval. They will also earn a further 1,200 base miles (S$1,000 @ 1.2 mpd).

Existing AMEX cardholders who apply and receive approval for an AMEX KrisFlyer Ascend by 30 September 2025 will receive 15,000 bonus miles when they pay the annual fee and make their first spend of at least S$1 within 30 days of approval.

The calculations assume that this is your first-ever American Express Singapore Airlines cobrand card. If you have held one in the past at any time, you need to deduct 5,000 miles from the bonus component.

While the first year’s annual fee cannot be waived, you’ll receive a complimentary one night stay at participating Hilton properties and Hilton Silver status (which saves you the 5th night off award night redemptions).

Unfortunately, the AMEX KrisFlyer Ascend is a lot less attractive now, following its November 2024 nerf, which removed its lounge vouchers, reduced its earn rates, and hiked the annual fee.

AMEX Platinum Charge

AMEX Platinum Charge (Offer Ends: 30 Sep 25)
Apply
Details
	New	Existing
Annual Fee	S$1,744 (must be paid)	S$1,744 (must be paid)
Spend	S$8,000	S$3,000
Spend Period	90 days	90 days
Base Miles	6,250	2,344
Bonus Miles	50,000	28,125
Total Miles	56,250	30,469
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 12 months
Existing customers are defined as those who have not cancelled a principal AMEX Platinum Charge in the past 12 months

New-to-AMEX customers who apply and receive approval for an AMEX Platinum Charge by 30 September 2025 will receive 80,000 bonus MR points (50,000 miles) when they spend S$8,000 within 90 days of approval. They will also earn a further 10,000 base MR points (6,250 miles) for the S$8,000 spend. 

Existing AMEX customers who apply and receive approval for an AMEX Platinum Charge by 30 September 2025 will receive 45,000 bonus MR points (28,125 miles) when they spend S$3,000 within 90 days of approval. They will also earn a further 3,750 MR points (2,344 miles) for the S$3,000 spend. 

The AMEX Platinum Charge, unfortunately, has suffered three big nerfs in 2025 so far, which you should be aware of before applying for a card:

• The Platinum Statement Credits are issued on a half-yearly basis from 2025 onwards, making them more difficult to use
• Comoclub birthday treats, worth up to S$260 per member, are no longer offered to those who fast-tracked their way to elite status via the AMEX Platinum Charge from 1 January 2025
• The Priority Pass membership received by the first supplementary cardholder has been cut to 8x visits per year, effective 13 February 2025

This is also the weakest welcome bonus in recent memory, and with the tightened eligibility criteria (even a supplementary card now disqualifies you from being new-to-AMEX!), you might want to wait and see if something better comes along.

AMEX Platinum Credit Card

AMEX Platinum Credit Card (Offer Ends: 30 Sep 25)
Apply
Details
	New	Existing
Annual Fee	S$327 (must be paid)	S$327 (must be paid)
Spend	S$1,000	S$1
Spend Period	60 days	30 days
Base Miles	694	–
Bonus Miles	13,194	8,333
Total Miles	13.889	8,333
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 12 months
Existing customers are defined as those who have not cancelled a principal AMEX Platinum Credit Card in the past 12 months

New-to-bank customers who apply and receive approval for an AMEX Platinum Credit Card by 30 September 2025 will receive 23,750 bonus MR points (13,194 miles) with a minimum spend of S$1,000 within 60 days of approval. Assuming you clock the minimum spend on local general spending, you’ll earn a further 1,250 base MR points (694 miles).

Existing customers who apply and receive approval for an AMEX Platinum Credit Card by 30 September 2025 will receive 15,000 bonus MR points (8,333 miles) with a minimum spend of S$1 within 30 days of approval.

All cardholders continue to receive an annual S$200 Lifestyle Credit, together with Love Dining and Chillax perks. 

Citi PremierMiles Card

Citi PremierMiles Card (Offer Ends: 30 Sep 25)
Apply
Details
	New Only
	Offer 1	Offer 2
Annual Fee	S$196.20 (must be paid)	S$196.20 (first year waived)
Spend	S$800	S$800
Spend Period	2-3 months	2-3 months
Base Miles	960	960
Bonus Miles	30,000 + S$100 Trip.com gift card	8,000 + S$100 Trip.com gift card
Total Miles	30,960 + S$100 Trip.com gift card	8,960 + S$100 Trip.com gift card
New customers are defined as those who do not currently hold a principal Citi credit card, and have not cancelled one in the past 12 months

Citibank is further enhancing the Citi PremierMiles Card’s sign-up bonus this month with an extra S$100 Trip.com gift card, on top of the usual welcome offer of up to 30,000 miles. 

New-to-bank customers can earn 30,000 bonus miles + S$100 Trip.com gift card when they pay the S$196.20 annual fee and spend S$800 within 2-3 months of approval (the exact timeframe depends on when approval comes through; you have until the end of the second month after the approval month to spend).

Alternatively, they can earn 8,000 bonus miles + S$100 Trip.com gift card when they spend S$800 within 2-3 months of approval, together with an annual fee waiver.

Assuming you clock the minimum spend on local transactions, you’ll earn a further 960 base miles (S$800 @ 1.2 mpd).

Citi Prestige Card

Citi Prestige Card (Offer Ends: 31 Aug 25)
Apply
Details
	New & Existing
Annual Fee	S$651.82 (must be paid)
Spend	S$2,000
Spend Period	2-3 months
Base Miles	2,600
Bonus Miles	57,000
Total Miles	59,600
Offer valid for anyone who has not cancelled a Citi Prestige Card in the past 12 months

The Citi Prestige Card is offering a welcome bonus of 57,000 bonus miles for cardholders who:

• Pay the S$651.82 annual fee (32,000 miles)
• Spend S$2,000 by the end of the second month following approval (25,000 miles)

Citigold and Citigold Private Client customers will receive an extra 8,000 bonus miles for a total of 65,000 bonus miles. 

Assuming you clock the minimum spend on local transactions, you’ll earn a further 2,600 base miles (S$2,000 @ 1.3 mpd).

As a reminder, Citi PayAll transactions can be used to meet the minimum spend, provided the annual fee is paid. Alternatively, you can use your card to make direct payments for things like insurance, hospital bills, and charitable donations- even though you won’t earn any base miles for these, they will count towards minimum spend.

What’s noteworthy about this offer is that it’s available to existing Citi cardholders as well, so holding a Citi PremierMiles Card or Citi Rewards Card won’t disqualify you from participating.

Do note that the Citi Prestige Card hiked its annual fee to S$651.82 on 1 July 2025, and also cut its lounge benefit to 12x visits per calendar year. 

Citi Rewards Card

Citi Rewards Card (Offer Ends: 28 Feb 26)
Apply
Details
	New Only
Annual Fee	S$196.20 (first year waived)
Spend	S$800
Spend Period	2-3 months
Base Miles	3,200
Bonus Miles	16,000
Total Miles	19,200
New customers are defined as those who do not currently hold a principal Citi credit card, and have not cancelled one in the past 12 months

New-to-bank customers can earn 16,000 bonus miles when they spend S$800 within 2-3 months of approval (the exact timeframe depends on when approval comes through; you have until the end of the second month after the approval month to spend). The first year’s annual fee is waived.

Assuming you clock the minimum spend on online transactions (and you should, given how easy it is), you’ll earn a further 3,200 base miles (S$800 @ 4 mpd). An easy way of doing this would be through Amaze, which turns offline transactions into online ones- though keep in mind that a 1% fee (min. S$0.50) applies to all transactions in SGD.

I consider the Citi Rewards Card to be practically essential for miles collectors, and if you don’t have one for whatever reason, that’s something you need to change.

DBS Altitude Card

DBS Altitude Card (Offer Ends: 31 Aug 25)
Apply
Details
	New Only
Annual Fee	S$196.20 (can be waived with 10,000 fewer bonus miles)
Spend	S$800
Spend Period	60 days
Base Miles	1,040
Bonus Miles	38,000
Total Miles	39,040
New customers are defined as those who do not currently hold a principal DBS/POSB credit card, and have not cancelled one in the past 12 months

New-to-bank customers who apply for a DBS Altitude Card with the promo code ALT38 will enjoy 38,000 bonus miles when they pay the S$196.20 annual fee and spend S$800 within 60 days of approval .

Should you not wish to pay the annual fee, applying with the code ALTW28 gets you a first year fee waiver, with 28,000 bonus miles.

Assuming you clock the minimum spend on local transactions, you’ll earn a further 1,040 base miles (S$800 @ 1.3 mpd).

HSBC Premier Mastercard

HSBC Premier Mastercard (Offer Ends: 15 Aug 25)
Apply
Details
	New & Existing
Annual Fee	S$490.50 (waived for HSBC Premier customers with $200K AUM)
Spend	S$4,000
Spend Period	1-2 months
Base Miles	4,800
Bonus Miles	65,000
Total Miles	69,800

The HSBC Premier Mastercard is offering both new and existing HSBC cardholders 65,000 bonus miles with a minimum spend of S$4,000 by the end of the month following approval. 

Assuming you clock the minimum spend on local transactions, you’ll earn a further 4,800 base miles (S$4,000 @ 1.2 mpd).

Do remember that you must provide consent to receive marketing and promotional materials during application.

The annual fee of S$490.50 is waived for HSBC Premier customers who maintain an AUM of at least S$200,000.

HSBC TravelOne Card

HSBC TravelOne Card (Offer Ends: 31 Aug 25)
Apply
Details
	New	Existing
Annual Fee	S$196.20 (must be paid)	S$196.20 (must be paid)
Spend	S$1,000	S$1,000
Spend Period	1-2 months	1-2 months
Base Miles	1,200	1,200
Bonus Miles	33,600	21,600
Total Miles	34,800	22,800
New customers are defined as those who do not currently hold a principal HSBC credit card, and have not cancelled one in the past 12 months
Existing customers are defined as those whose most recent principal HSBC credit card was issued more than 12 months ago, and have not cancelled a principal HSBC credit card in the past 12 months

The HSBC TravelOne Card is offering new and existing HSBC cardholders up to 33,600 miles and 21,600 miles respectively when they:

• Pay the annual fee of S$196.20
• Spend at least S$1,000 by the end of the month following approval
• Opt-in for marketing communications during the sign-up process (do not forget this step, or you won’t get anything!)

Assuming you clock the minimum spend on local transactions, you’ll earn a further 1,200 base miles (S$1,000 @ 1.2 mpd).

Cardholders enjoy other perks like four lounge visits per calendar year (or eight in the first membership year), 20 transfer partners, as well as instant, fee-free conversions.

Do remember that this is not a card you want to apply for if your goal is to earn KrisFlyer miles, following HSBC’s devaluation of transfers earlier this year. If you choose KrisFlyer, your bonus is cut to 28,000 miles and 18,000 miles for new and existing cardholders respectively. Instead, you’ll want to explore programmes like British Airways Executive Club and EVA Air Infinity MileageLands, where the transfer ratios allow you to get the full 33,600/21,600 miles.

StanChart Beyond Card

StanChart Beyond Card (Offer Ends: 31 Aug 25)
Apply
Details
	New & Existing
Annual Fee	S$1,635 (must be paid)
Spend	S$20,000
Spend Period	90 days
Base Miles	30,000
Bonus Miles	100,000
Total Miles	130,000

The StanChart Beyond Card is offering both new-to-bank and existing StanChart customers a 100,000 miles welcome bonus.

This is split into:

• 60,000 miles for paying the S$1,635 annual fee
• 40,000 miles for spending at least S$20,000 within 90 days of approval (S$10,000 if you’re a StanChart employee)

Assuming you’re a regular StanChart customer and spend the S$20,000 in local currency, you’ll earn an additional 30,000 base miles (S$20,000 @ 1.5 mpd). Priority Banking and Priority Private cardholders will earn 40,000 base miles (S$20,000 @ 2 mpd).

The StanChart Beyond Card isn’t cheap by any means, and would-be applicants should think very carefully about whether they can make the math work. I’ve covered this more in the article below.

Should you get a StanChart Beyond Card?

StanChart Journey Card

StanChart Journey Card (Offer Ends: 30 Sep 25)
Apply (Fee Waiver)
Apply (Fee Paying)
Details
	New (Pay AF)	New (AF Waiver)
Annual Fee	S$196.20 (must be paid)	S$196.20 (first year waived)
Spend	S$800	S$800
Spend Period	60 days	60 days
Base Miles	960	960
Bonus Miles	30,000 + S$180	20,000 + S$180
Total Miles	30,960 + S$180	20,960 + S$180
New customers are defined as those who do not currently hold a principal StanChart credit card, and have not cancelled one in the past 12 months

New-to-bank customers who pay the annual fee will receive 30,000 bonus miles for spending S$800 in the first 60 days of approval. Assuming that S$800 is spent in local currency, cardholders will earn an additional 960 base miles (S$800 @ 1.2 mpd). 

New-to-bank customers who want a first year fee waiver will receive 20,000 bonus miles for spending S$800 in the first 60 days of approval. Assuming that S$800 is spent in local currency, cardholders will earn an additional 960 base miles (S$800 @ 1.2 mpd). 

Regardless of whether you take the fee paying or fee waiver option, applying via SingSaver allows new-to-bank customers to stack the bonus miles with a choice of extra gifts:

• 7,000 Max Miles
• Samsonite Straren Spinner 67/24
• S$180 cash
• S$250 Shopee vouchers

StanChart Visa Infinite Card

StanChart Visa Infinite Card (Offer Ends: 30 Sep 25)
Apply
Details
	New	Existing
Annual Fee	S$599.50 (must be paid)	S$599.50 (must be paid)
Spend	S$2,000	S$2,000
Spend Period	60 days	60 days
Base Miles	2,800	2,800
Bonus Miles	50,000 + S$100	50,000
Total Miles	52,800 + S$100	52,800
New customers are defined as those who do not currently hold a principal StanChart credit card, and have not cancelled one in the past 12 months

It’s not very often we see a welcome offer for the StanChart Visa Infinite, but from now till 30 September 2025, new applicants can enjoy 50,000 bonus miles when they pay the first year’s S$599.50 annual fee and spend S$2,000 within 60 days of approval. This offer is available to both new and existing StanChart cardholders. 

If you’re new to Standard Chartered, however, you can enjoy an extra S$100 cash by applying through SingSaver. 

I personally don’t think the StanChart Visa Infinite is a very compelling card, as the main benefit it offers are six lounge visits and the opportunity to buy discounted miles via its income tax payment facility. However, if you’re just in it for the bonus miles, then you basically pay 1 cent (new) or 1.2 cents (existing) per mile, which is an attractive price.

UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card (Offer Ends: 31 Aug 25)
Apply
Details
	New	Existing
Annual Fee	S$654 (must be paid)	S$654 (must be paid)
Spend	S$4,000	S$4,000
Spend Period	30 days	30 days
Base Miles	5,600	5,600
Bonus Miles	80,000	40,000
Total Miles	85,600	45,600
New customers are defined as those who do not currently hold a principal UOB credit card, and have not cancelled one in the past 6 months

New-to-bank/existing customers will enjoy 80,000 miles/40,000 bonus miles when they apply for a UOB Visa Infinite Metal Card, pay the S$654 annual fee and spend S$4,000 within 30 days of approval.

Assuming you clock the minimum spend on local transactions, you’ll earn a further 5,600 base miles (S$4,000 @ 1.4 mpd).

Unfortunately, the S$200 Grab vouchers which were previously offered to new and existing cardholders are no longer available, which makes this offer somewhat less attractive.

That said, the minimum spend can be met through spend on education transactions, a relative rarity in this day and age.

My picks for August 2025

The key thing to know this month is that American Express has significantly tightened its definition of new cardholders, by excluding even those who hold just a supplementary AMEX card. But it’s arguably no big loss for now anyway, since their current crop of new cardholder welcome offers are so underwhelming. 

Otherwise, if you’re looking for sign-up bonuses that don’t require the payment of an annual fee, then both the Citi Rewards Card (16,000 miles) and HSBC Premier Mastercard (48,000 miles) are worth considering- though remember the latter requires you to open a HSBC Premier account (min. AUM S$200,000).

You might also consider the StanChart Journey Card (30,000 miles), because the S$180 cash gift from SingSaver reduces the annual fee to an almost negligible S$16.20.

Non-miles welcome offers

Here’s a roundup of the other non-miles sign-up bonuses that are currently running in the market.

💳 Credit Card Sign-Up Bonuses (Non-miles)
	Spend (Period)	Reward^
AMEX TCB Ends 31 Aug 25 Apply	S$500 (30 days)	S$160 eCV NTB
CIMB Visa Signature Ends 31 Aug 25 Apply	S$108 (30 days)	S$138 NTB
DBS Taka AMEX Ends 31 Aug 25 Apply	S$300 (30 days)	S$80 ETB
DBS yuu AMEX Ends 31 Oct 25 Apply	S$800 (60 days)	S$300 NTB
DBS yuu Visa  Ends 31 Oct 25 Apply
MB Horizon No end date Apply	S$1,300 (2 mo.)	Luggage NTB
OCBC Infinity Cashback Ends 31 Aug 25 Apply	1 trxn. (30 days)	S$270 vouchers NTB
SC Simply Cash Ends 31 Aug 25 Apply	S$800 (30 days)	S$360 NTB
UOB Lady’s Card Ends 10 Aug 25 Apply	S$500 (30 days)	S$60 NTB
^Other rewards may be offered too, click on Apply link for full details

Do note that you will only count as a new customer for the first card you’re approved for. Subsequent approvals will receive existing customer gifts, if any.

Conclusion

As with all credit card sign-up offers, it’s important to read through the T&Cs to confirm eligibility, qualifying spend definitions, and fulfilment timelines. Don’t panic if you don’t see the bonus immediately upon meeting the minimum spend; these usually take three months or more to process.

I also recommend saving a copy of the T&Cs for your own reference, because banks may overwrite the T&Cs when new campaigns are launched, or worse, retroactively modify them!