Roundup: Credit Card Sign-up Bonuses (October 2026)

Here’s The MileLion’s monthly roundup of the latest credit card sign-up bonuses in Singapore for October 2026.

For those with big-ticket spending coming up, these bonuses could be an opportunity to rack up some extra miles or gifts, so plan your spending accordingly!

If you landed on this page through a search engine, you can check whether you’re viewing the most up-to-date version of this article here.

At a glance: Current sign-up bonuses

Here’s a summary of the current sign-up bonuses on the market, presented two ways: 

1. Payoff ratio
2. Cost per mile

Payoff ratio refers to the bonus miles divided by total spend (excluding annual fee). Basically: what’s the bang for your buck? For every S$1 of spend, how many miles do you get?

On that basis, here are the best sign-up offers. 

💳 Credit Card Sign-Up Bonuses (Sorted by Payoff Ratio)
Card	Spend (Annual Fee)	Miles^	Payoff
BOC Elite Miles Apply Ends 31 Dec 26	S$50 (S$207.10)*	10K New	200 New
DBS Altitude Card AMEX Visa Ends 31 Oct 26	S$800 (S$196.20)*	38K New	47.5 New
Citi Premier Miles Apply Ends 31 Oct 26	S$800 (S$196.20)*	30K + S$100 voucher New	37.5 New
OCBC Rewards Apply Ends 31 Dec 26	S$800 (F2YF)	22K New	27.5 New
StanChart VI Apply Ends 1 Feb 27	S$2K (S$599.50)	50K New Exist	25 New Exist
Citi Rewards Apply Ends 31 Mar 27	S$800 (FYF)	16K New	20 New
HSBC T1 Card Apply Ends 31 Oct 26	S$1K (S$196.20)	20K + Luggage New 10K + Luggage Exist	20 New 10 Exist
Trust Freedom Card Apply via app with referral code 2GQEAM81 Ends 31 Oct 26	S$1K S$5K S$15K (N/A)	20K 50K 100K New	20 10 6.7 New
HSBC Revolution Apply Ends 31 Dec 26	S$1K (N/A)	16.8K New	16.8 New
UOB VI Metal Apply Ends 31 Dec 26	S$4K (S$654)	60K New 40K Exist	15 New 10 Exist
HSBC Premier MC Apply Ends 31 Oct 26	S$5K (N/A)	58.2K + S$200 voucher New Exist	11.6 New Exist
AMEX Plat Charge Apply Ends 1 Nov 26	S$10K New S$10K Exist (S$1,744)	100K + S$300 voucher New 60K + S$300 voucher Exist	10 New 6 Exist
AMEX KF Ascend Apply (New) Apply (Ex.) Ends 1 Nov 26	S$5K New S$5K Exist (S$397.85)	45K + S$100 voucher New 25K + S$100 voucher Exist	9 New 5 Exist
AMEX KF Card Apply Ends 31 Jan 27	S$2K (FYF)	16K New	8 New
StanChart Beyond Apply Ends 31 Mar 27	S$20K (S$1,635)	100K New Exist	5 New Exist
AMEX Plat CC Apply Ends 31 Jan 27	S$4K (S$327)	18.2K New	4.5 New
Citi Prestige Apply Ends 30 Nov 26	S$14K (S$651.82)	45K New Exist	3.2 New Exist
^Does not include base miles *Fee waiver option available, with a smaller number of bonus miles. See below for full details. New New customer | Exist  Existing customer

Cost per mile refers to the annual fee divided by bonus miles. If you need to pay an annual fee as part of the sign-up bonus, you’re essentially paying for miles— the question is, how much?

On that basis, here are the best sign-up offers.

💳 Credit Card Sign-Up Bonuses (Sorted by Cost Per Mile)
Card	Spend (Annual Fee)	Miles^	Cost Per Mile
Trust Freedom Card Apply via app with referral code 2GQEAM81 Ends 31 Oct 26	S$1K S$5K S$15K (N/A)	20K 50K 100K New	–
HSBC Premier MC Apply Ends 31 Oct 26	S$5K (N/A)	58.2K + S$200 voucher New Exist	–
OCBC Rewards Apply Ends 31 Dec 26	S$800 (F2YF)	22K New	–
HSBC Revolution Apply Ends 31 Dec 26	S$1K (N/A)	16.8K New	–
Citi Rewards Apply Ends 31 Mar 27	S$800 (FYF)	16K New	–
AMEX KF Card Apply Ends 31 Jan 27	S$2K (FYF)	16K New	–
DBS Altitude Card AMEX Visa Ends 31 Oct 26	S$800 (S$196.20)*	38K New	0.52 New
Citi Premier Miles Apply Ends 31 Oct 26	S$800 (S$196.20)*	30K + S$100 voucher New	0.65 New
HSBC T1 Card Apply Ends 31 Oct 26	S$1K (S$196.20)	20K + Luggage New 10K + Luggage Exist	0.98 New 1.96 Exist
UOB VI Metal Apply Ends 31 Dec 26	S$4K (S$654)	60K New 40K Exist	1.09 New 1.64 Exist
StanChart VI Apply Ends 1 Feb 27	S$2K (S$599.50)	50K New Exist	1.20 New Exist
Citi Prestige Apply Ends 30 Nov 26	S$14K (S$651.82)	45K New Exist	1.45 New Exist
AMEX KF Ascend Apply (New) Apply (Ex.) Ends 1 Nov 26	S$5K New S$5K Exist (S$397.85)	45K + S$100 voucher New 25K + S$100 voucher Exist	1.55# New 2.78# Exist
StanChart Beyond Apply Ends 31 Mar 27	S$20K (S$1,635)	100K New Exist	1.64 New Exist
AMEX Plat CC Apply Ends 31 Jan 27	S$4K (S$327)	18.2K New	1.80 New
BOC Elite Miles Apply Ends 31 Dec 26	S$50 (S$207.10)*	10K New	2.07 New
AMEX Plat Charge Apply Ends 1 Nov 26	S$10K New S$10K Exist (S$1,744)	100K + S$300 voucher New 60K + S$300 voucher Exist	3.19# New 5.31# Exist
^Does not include base miles *Fee waiver option available, with a smaller number of bonus miles. See below for full details. #You must pay the second year’s annual fee to receive the full number of bonus miles New New customer | Exist  Existing customer

Neither measure is perfect.

Payoff ratios tend to under-emphasise cost. The BOC Elite Miles offers 10,000 miles with a minimum spend of just S$50 — an incredible payoff ratio of 200:1. However, cardholders need to pay a S$207.10 annual fee, which means the cost per mile is an unattractive 2.07 cents each. 

Cost per mile tends to under-emphasise spending. The Citi Prestige Card has an annual fee of S$651.82 and offers 45,000 miles — a reasonable cost per mile of 1.45 cents. But the minimum spend is a whopping S$14,000, which makes it much less attractive.

Therefore, it’s always advisable to read through each of the sign-up bonus articles and The MileLion’s Card Reviews before coming to a decision.

AMEX KrisFlyer Ascend

AMEX KrisFlyer Ascend (Offer Ends: 1 Nov 26)
Apply (New)
Apply (Existing)
Details
	New	Existing
Annual Fee	S$397.85 (must be paid)	S$397.85 (must be paid)
Spend	S$5,000	S$5,000
Spend Period	180 days	180 days
Base Miles	6,000	6,000
Bonus Miles	25,000 + S$100 eCV Year 1 20,000 Year 2	15,000 + S$100 eCV Year 1 10,000 Year 2
Total Miles	51,000 + S$100 eCV	31,000 + S$100 eCV
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 24 months
Existing customers are defined as those who have not cancelled a principal AMEX KrisFlyer Ascend Card in the past 24 months

New customers who apply for an AMEX KrisFlyer Ascend by 1 November 2026 will receive 45,000 bonus miles and a S$100 eCapitaVoucher when they pay the annual fee and spend S$5,000 within 180 days of approval.

For the miles, do note that 20,000 bonus miles will only be awarded in the 15th month, after paying the second year’s annual fee and making a spend of at least S$1.

Existing customers who apply for an AMEX KrisFlyer Ascend by 1 November 2026 will receive 25,000 bonus miles and a S$100 eCapitaVoucher when they pay the annual fee and spend S$5,000 within 180 days of approval.

For the miles, do note that 10,000 bonus miles will only be awarded in the 15th month, after paying the second year’s annual fee and making a spend of at least S$1.

Both new and existing cardholders will also earn a further 6,000 base miles (S$5,000 @ 1.2 mpd).

The calculations assume that this is your first-ever American Express Singapore Airlines cobrand card. If you have held one in the past at any time, you need to deduct 5,000 miles from the first year’s bonus component.

All cardholders continue to receive an annual one-night stay at participating Hilton properties and Hilton Silver status (which saves you the 5th night off award night redemptions).

AMEX KrisFlyer Credit Card

AMEX KrisFlyer Credit Card (Offer Ends: 31 Jan 27)
Apply
	New
Annual Fee	S$179.85 (first year waived)
Spend	S$2,000
Spend Period	90 days
Base Miles	2,200
Bonus Miles	16,000
Total Miles	18,200
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 24 months

New customers who apply for an AMEX KrisFlyer Credit Card by 31 January 2027 and spend S$2,000 in the first 90 days will receive 16,000 bonus miles. Assuming you clock the minimum spend on local transactions, you’ll earn a further 2,200 base miles (S$2,000 @ 1.1 mpd).

The calculations assume that this is your first-ever American Express Singapore Airlines cobrand card. If you have held one in the past at any time, you need to deduct 5,000 miles from the bonus component.

AMEX Platinum Charge

AMEX Platinum Charge (Offer Ends: 1 Nov 26)
Apply
Details
	New	Existing
Annual Fee	S$1,744 (must be paid)	S$1,744 (must be paid)
Spend	S$10,000	S$10,000
Spend Period	180 days	180 days
Base Miles	6,250	6,250
Bonus Miles	50,000 + S$300 eCV Year 1 50,000 Year 2	30,000 + S$300 eCV Year 1 30,000 Year 2
Total Miles	106,250	66,250
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 24 months
Existing customers are defined as those who have not cancelled a principal AMEX Platinum Charge in the past 24 months

New customers who apply for an AMEX Platinum Charge by 1 November 2026 will receive 200,000 bonus MR points (100,000 bonus miles) and a S$300 eCapitaVoucher when they spend S$10,000 within 180 days of approval.

Of the MR points, do note that 100,000 bonus MR points (50,000 bonus miles) will only be awarded in the 15th month, after paying the second year’s annual fee and making a spend of at least S$1.

Existing customers who apply for an AMEX Platinum Charge by 1 November 2026 will receive 120,000 bonus MR points (60,000 bonus miles) and a S$300 eCapitaVoucher when they spend S$10,000 within 180 days of approval.

Of the MR points, do note that 60,000 bonus MR points (30,000 bonus miles) will only be awarded in the 15th month, after paying the second year’s annual fee and making a spend of at least S$1.

Both new and existing cardholders will also earn a further 6,250 base miles (S$10,000 @ 0.63 mpd), along with standard card benefits such as six free couple meals under Table for Two, S$800 of airline, dining and wine credits, a complimentary hotel night and various dining and lifestyle vouchers.

AMEX Platinum Credit Card

AMEX Platinum Credit Card (Offer Ends: 31 Jan 27)
Apply
	New
Annual Fee	S$327 (must be paid)
Spend	S$4,000
Spend Period	90 days
Base Miles	2,273
Bonus Miles	18,181
Total Miles	20,454
New customers are defined as those who do not hold a principal or supplementary AMEX consumer card, and have not cancelled a principal or supplementary AMEX consumer card in the past 24 months

New customers who apply for an AMEX Platinum Credit Card by 31 January 2027 will receive 40,000 bonus MR points (18,181 miles) with a minimum spend of S$4,000 within 90 days of approval. Assuming you clock the minimum spend on local general spending, you’ll earn a further 5,000 base MR points (2,273 miles).

All cardholders will also receive an annual S$200 Fashion & Dining credit, together with Love Dining and Chillax perks.

BOC Elite Miles Card

BOC Elite Miles Card (Offer Ends: 31 Dec 26)
Apply
Details
	New
Annual Fee	S$207.10 (must be paid)
Spend	S$50
Spend Period	60 days
Base Miles	70
Bonus Miles	10,000
Total Miles	10,070
New customers are defined as those who do not hold a principal BOC credit card, and have not cancelled one in the past 12 months

The BOC Elite Miles Card — thought it was dead, didn’t you? —has launched what could quite possibly be the sign-up deal of the decade.

OK, it’s hard to say that with a straight face.

New cardholders who spend at least S$50 within the first 60 days of approval receive 10,000 bonus miles. That would be a great deal on a miles-to-spend basis, but for the fact the S$207.10 annual fee must be paid. 

In other words, you’re basically paying 2.07 cents per mile, which is a pretty laughable offer. In fact, I’d rather apply for the card without the sign-up offer, and get the first year’s fee waived instead!

Citi PremierMiles Card

Citi PremierMiles Card (Offer Ends: 31 Oct 26)
Apply
Details
	New
	Offer 1	Offer 2
Annual Fee	S$196.20 (must be paid)	S$196.20 (first year waived)
Spend	S$800	S$800
Spend Period	2-3 months	2-3 months
Base Miles	960	960
Bonus Miles	30,000 + S$100 Trip.com voucher	8,000 + S$100 Trip.com voucher
Total Miles	30,960	8,960
New customers are defined as those who do not currently hold a principal Citi credit card, and have not cancelled one in the past 12 months

New customers will receive 30,000 bonus miles + S$100 Trip.com voucher when they pay the S$196.20 annual fee and spend S$800 within 2-3 months of approval (the exact timeframe depends on when approval comes through; you have until the end of the second month after the approval month to spend).

Alternatively, new customers will receive 8,000 bonus miles + S$100 Trip.com voucher when they spend S$800 within 2-3 months of approval, together with an annual fee waiver.

Assuming you clock the minimum spend on local transactions, you’ll earn a further 960 base miles (S$800 @ 1.2 mpd).

Citi Prestige Card

Citi Prestige Card (Offer Ends: 30 Nov 26)
Apply
Details
	New & Existing
Annual Fee	S$651.82 (must be paid)
Spend	S$14,000
Spend Period	2-3 months
Base Miles	18,200
Bonus Miles	45,000
Total Miles	63,200
Offer valid for anyone who has not cancelled a principal Citi Prestige Card in the past 12 months

The Citi Prestige Card is offering 45,000 bonus miles to cardholders who:

• Pay the S$651.82 annual fee
• Spend S$14,000 by the end of the second month following approval

Citigold and Citigold Private Client customers will receive an extra 20,000 bonus miles for a total of 65,000 bonus miles, with a minimum spend of S$12,000 and S$10,000 respectively.

As a reminder, Citi PayAll transactions can be used to meet the minimum spend, provided the service fee is paid. Alternatively, you can use your card to make direct payments for things like insurance, hospital bills, and charitable donations— even though you won’t earn any base miles for these, they will count towards minimum spend.

What’s noteworthy about this offer is that it’s available to existing Citi cardholders as well, so holding a Citi PremierMiles Card or Citi Rewards Card won’t disqualify you from participating.

Citi Rewards Card

Citi Rewards Card (Offer Ends: 31 Mar 27)
Apply
Details
	New
Annual Fee	S$196.20 (first year waived)
Spend	S$800
Spend Period	2-3 months
Base Miles	3,200
Bonus Miles	16,000
Total Miles	19,200
New customers are defined as those who do not currently hold a principal Citi credit card, and have not cancelled one in the past 12 months

New customers who apply for a Citi Rewards Card will earn 16,000 bonus miles when they spend S$800 within 2-3 months of approval (you have until the end of the second month after the approval month to spend).

Assuming you clock the minimum spend on online transactions — and you should, given how easy it is — you’ll earn a further 3,200 base miles (S$800 @ 4 mpd). An easy way of doing this would be through Amaze, which turns offline transactions into online ones (though keep in mind that a 1% fee (min. S$0.50) now applies to all transactions in SGD).

I consider the Citi Rewards Card to be practically essential for miles collectors, and if you don’t have one for whatever reason, that’s something you need to change.

DBS Altitude Card

DBS Altitude Card (Offer Ends: 31 Oct 26)
Apply (AMEX)
Apply (Visa)
Details
	New
Annual Fee	S$196.20 (can be waived with 10,000 fewer bonus miles)
Spend	S$800
Spend Period	60 days
Base Miles	1,040
Bonus Miles	38,000
Total Miles	39,040
New customers are defined as those who do not currently hold a principal DBS/POSB credit card, and have not cancelled one in the past 12 months

New customers who apply for a DBS Altitude Card with the promo code ALTS38 will enjoy 38,000 bonus miles when they pay the S$196.20 annual fee and spend S$800 within 60 days of approval. 

They must also have a valid DBS PayLah! account by the end of the qualifying spend period, which shouldn’t be very difficult to do.

Should you not wish to pay the annual fee, applying with the code ALTSW28 gets you a first year fee waiver, with 28,000 bonus miles.

Assuming you clock the minimum spend on local transactions, you’ll earn a further 1,040 base miles (S$800 @ 1.3 mpd).

DBS is also offering an alternative non-miles gift option of a Samsonite MINTER 80/30 Trunk Luggage. If you prefer this gift instead, apply with the code MINTER (the first year’s annual fee will be automatically waived).

HSBC Premier Mastercard

HSBC Premier Mastercard (Offer Ends: 31 Oct 26)
Apply
Details
	New & Existing
Annual Fee	S$708.50 (waived for HSBC Premier customers with S$200K TRB)
Spend	S$5,000
Spend Period	1-2 months
Base Miles	8,400
Bonus Miles	58,200
Total Miles	66,600
Offer valid for anyone who has not cancelled a principal HSBC Premier Mastercard in the past 12 months

The HSBC Premier Mastercard is offering new and existing HSBC cardholders up to 58,200 bonus miles when they:

• Spend at least S$5,000 by the end of the month following approval
• Opt in for marketing communications during the sign-up process (do not forget this step, or you won’t get anything!)

Assuming you clock the minimum spend on local transactions, you’ll earn a further 8,400 base miles (S$5,000 @ 1.68 mpd).

In addition to this, the first 800 qualified cardholders will receive a S$200 Apple voucher, which can be redeemed at the Apple Store for HSBC Premier, run by CarltonOne, an Apple Authorised Reseller.

The card’s S$708.50 annual fee is waived for HSBC Premier customers with a minimum TRB of S$200,000 — and remember to stack this with Fund and Fly for up to 200,000 bonus miles.

HSBC Revolution

HSBC Revolution (Offer Ends: 31 Dec 26)
Apply
Details
	New
Annual Fee	None
Spend	S$1,000
Spend Period	1-2 months
Base Miles	4,000
Bonus Miles	16,800
Total Miles	20,800
New customers are defined as those who do not currently hold a principal HSBC credit card, and have not cancelled one in the past 12 months

New customers who apply for a HSBC Revolution Card will enjoy 16,800 bonus miles when they:

• Spend at least S$1,000 by the end of the month following approval
• Opt in for marketing communications during the sign-up process (do not forget this step, or you won’t get anything!)

Assuming you clock the minimum spend on eligible bonus categories such as dining, travel, shopping and transport, you’ll earn a further 4,000 miles (S$1,000 @ 4 mpd), or potentially even 8,000 miles (S$1,000 @ 8 mpd) if you maintain at least S$50,000 in SGD in a sole HSBC Everyday Global Account (EGA).

HSBC TravelOne Card

HSBC TravelOne Card (Offer Ends: 31 Oct 26)
Apply
Details
	New	Existing
Annual Fee	S$196.20 (must be paid)	S$196.20 (must be paid)
Spend	S$1,000	S$1,000
Spend Period	1-2 months	1-2 months
Base Miles	1,200	1,200
Bonus Miles	20,000 + Luggage	10,000 + Luggage
Total Miles	21,200 + Luggage	11,200 + Luggage
New customers are defined as those who do not currently hold a principal HSBC credit card, and have not cancelled one in the past 12 months
Existing customers are defined as those whose most recent principal HSBC credit card was issued more than 12 months ago, and have not cancelled a principal HSBC credit card in the past 12 months

The HSBC TravelOne Card is offering a Samsonite ZELTUS luggage, together with 20,000 bonus miles (new customers) or 10,000 bonus miles (existing customers) when they:

• Pay the annual fee of S$196.20
• Spend at least S$1,000 by the end of the month following approval
• Opt in for marketing communications during the sign-up process (do not forget this step, or you won’t get anything!)

Assuming you clock the minimum spend on local transactions, you’ll earn a further 1,200 base miles (S$1,000 @ 1.2 mpd).

Cardholders enjoy other perks like four lounge visits per calendar year, 20 transfer partners, as well as instant, fee-free conversions.

OCBC Rewards Card

OCBC Rewards Card (Offer Ends: 31 Dec 26)
Apply
	New Only
Annual Fee	S$196.20 (first two years free)
Spend	S$800
Spend Period	60 days
Base Miles	3,200 (Assumption: spend on bonus category merchants)
Bonus Miles	22,000
Total Miles	25,200
New customers are defined as those who do not currently hold a principal OCBC credit card, and have not cancelled one in the past 12 months

The OCBC Rewards Card’s welcome offer has been trimmed significantly this month. New customers previously received 26,000 bonus miles and a Delsey luggage with a minimum spend of S$600 — now they get 22,000 bonus miles with a minimum spend of S$800 within 60 days of approval.

Assuming you clock the S$800 minimum spend on eligible 4 mpd categories like clothes, shoes, department stores or HeyMax vouchers, you will earn a further 3,200 miles. Alternatively, you could earn a further 4,800 miles if you spend at 6 mpd merchants like Shopee, Lazada and Watsons.

I’d recommend sticking to SingSaver instead, where new customers will receive 25,000 Max Miles, S$400 Shopee vouchers or S$380 eCapitaVouchers with a minimum spend of S$400 within 30 days of approval.

StanChart Beyond Card

StanChart Beyond Card (Offer Ends: 31 Mar 27)
Apply
Details
	New & Existing
Annual Fee	S$1,635 (must be paid)
Spend	S$20,000
Spend Period	90 days
Base Miles	30,000
Bonus Miles	100,000
Total Miles	130,000
Both new and existing Standard Chartered cardholders may apply for this offer

The StanChart Beyond Card is offering both new and existing customers a sign-up bonus of 100,000 bonus miles.

This is split into:

• 60,000 miles for paying the S$1,635 annual fee
• 40,000 miles for spending at least S$20,000 within 90 days of approval (S$10,000 if you’re a StanChart employee)

Assuming you’re a regular StanChart customer and spend the S$20,000 in local currency, you’ll earn an additional 30,000 base miles (S$20,000 @ 1.5 mpd). Priority Banking and Priority Private cardholders will earn 40,000 base miles (S$20,000 @ 2 mpd).

The StanChart Beyond Card isn’t cheap by any means, and would-be applicants should think very carefully about whether they can make the math work. I’ve covered this more in the article below.

Should you get a StanChart Beyond Card?

StanChart Visa Infinite Card

StanChart Visa Infinite Card (Offer Ends: 1 Feb 27)
Apply
Details
	New & Existing
Annual Fee	S$599.50 (must be paid)
Spend	S$2,000
Spend Period	60 days
Base Miles	2,800
Bonus Miles	50,000
Total Miles	52,800
Both new and existing Standard Chartered cardholders may apply for this offer

The StanChart Visa Infinite is offering 50,000 bonus miles for paying the S$599.50 annual fee and spending S$2,000 within 60 days of approval. This offer is available to both new and existing StanChart cardholders — it’s very rare we see an offer for the latter, so this is worth taking note of.

I personally don’t think the StanChart Visa Infinite is a very compelling card, as the main benefits it offers are six lounge visits and the opportunity to buy discounted miles via its income tax payment facility. However, if you’re just in it for the bonus miles, then you basically pay 1.2 cents per mile, which is an attractive price.

Trust Freedom Card

Trust Freedom Card (Offer Ends: 31 Oct 26)
Apply via app with referral code 2GQEAM81
Details
	New Only
Annual Fee	None
Spend	S$15,000
Spend Period	31 days
Base Miles	19,500
Bonus Miles	100,000
Total Miles	119,500
New customers are defined as those who do not currently hold a principal Trust credit card, and have never cancelled one before

The Trust Freedom Card is offering new customers up to 100,000 bonus miles when they apply by 31 October 2026 and meet the following minimum spend. 

• Once you hit S$1,000, you’ll receive a scratch card for 20,000 Max Miles
• Once you spend a further S$4,000 (S$5,000 total), you’ll receive a second scratch card for 30,000 Max Miles
• Once you spend a further S$10,000 (S$15,000 total), you’ll receive a third scratch card for 50,000 Max Miles

This means that the maximum reward that can be earned is 100,000 Max Miles, across three separate scratch cards.

UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card (Offer Ends: 31 Dec 26)
Apply
Details
	New	Existing
Annual Fee	S$654 (must be paid)	S$654 (must be paid)
Spend	S$4,000	S$4,000
Spend Period	30 days	30 days
Base Miles	5,600	5,600
Bonus Miles	60,000	40,000
Total Miles	65,600	45,600
New customers are defined as those who do not currently hold a principal UOB credit card, and have not cancelled one in the past 12 months

The UOB Visa Infinite Metal Card is offering new and existing customers 60,000 and 40,000 bonus miles respectively when they pay the S$654 annual fee and spend S$4,000 within 30 days of approval.

Assuming you clock the minimum spend on local transactions, you’ll earn a further 5,600 base miles (S$4,000 @ 1.4 mpd).

If you plan to apply for this card, do note that the unlimited lounge benefit lapsed on 1 June 2026, and has been replaced with just 12 visits.

My picks for October 2026

The Trust Freedom Card is undoubtedly the headline grabber this month, with a mega 100,000 bonus miles available to customers who can spend at least S$15,000 within 31 days. And if that sounds like too much of a stretch, you can get a smaller bonus of 50,000 miles or 20,000 miles with S$5,000 or S$1,000 spend respectively. 

However, you won’t be eligible for this sign-up bonus if you’ve ever held a principal Trust credit card before — so hopefully you didn’t go and trade your virginity for some rice!

The AMEX Platinum Charge and AMEX KrisFlyer Ascend have further enhanced their welcome offers with an additional S$300 eCV and S$100 eCV respectively. These are available to both new and existing AMEX customers. 

Otherwise, the HSBC TravelOne Card continues to offer a pretty good deal for existing HSBC cardholders, who pay S$196.20 for 10,000 miles and a luggage. If you don’t have a HSBC card yet, I’d recommend signing up for one first through SingSaver to get S$450 cash or 28,000 Max Miles, then applying for the TravelOne as an existing customer after a year.

Elsewhere, the OCBC Rewards, HSBC Revolution, Citi Rewards and AMEX KrisFlyer Credit Card all continue to run welcome bonuses that do not require the payment of any annual fee, so prioritise those if fees are your concern.

Non-miles welcome offers

Here’s a roundup of the other non-miles sign-up bonuses that are currently running in the market.

💳 Credit Card Sign-Up Bonuses (Non-miles)
Card	Spend (Period)	Reward^
CIMB Visa Signature Ends 31 Oct 26 Apply	S$2,000 (30 days)	S$50 + Luggage New
DBS yuu AMEX Ends 15 Oct 26 Apply	S$500 (30 days) Use code SINGSAVER	S$320 New
DBS yuu Visa  Ends 15 Oct 26 Apply
OCBC Rewards   Ends 31 Oct 26 Apply	S$400 (30 days)	S$400 Shopee vouchers New
SC Journey Ends 1 Feb 27 Apply	S$1,000 (30 days)	Up to 3x NVIDIA shares and S$50 New
UOB PRVI Miles Ends 31 Oct 26 AMEX Mastercard Visa	S$500 (30 days)	S$80 New
^Other rewards may be offered too, click on Apply for full details

The pick of the lot is no doubt the StanChart Journey Card, which is now offering 3x NVIDIA shares and S$50 cash for new customers who:

• Spend at least S$1,000 within 30 days of approval
• Deposit S$50,000 in a Bonus$aver account
• Open an SC Online Trading Account

Based on the current share price, the value of the welcome gift is close to S$1,000, and should definitely be on your radar if you meet the new customer criteria.

Deal: StanChart Journey Card offering 3 NVIDIA shares and S$50 cash

Conclusion

As with all credit card sign-up offers, it’s important to read through the T&Cs to confirm eligibility, qualifying spend definitions, and fulfilment timelines. Don’t panic if you don’t see the bonus immediately upon meeting the minimum spend; these usually take several months to process.

I also recommend saving a copy of the T&Cs for your own reference, because banks may overwrite the T&Cs when new campaigns are launched, or worse, retroactively modify them!