Here’s The MileLion’s review of the Citi PremierMiles Card, on the verge of its 20th birthday and still going strong.
When this card first launched in July 2007, it was positioned as a premium product for those with a minimum income of S$80,000 (cardholders were even invited to join Citigold for a year, with a reduced AUM requirement). Over time, however, it was repositioned towards the mass market, and today it’s available to anyone who meets the MAS-mandated minimum of S$30,000 per year.
But unless you’re a snob, more accessible doesn’t mean less desirable. A solid welcome offer, 11 transfer partners, two lounge visits and periodic Citi PayAll offers make the Citi PremierMiles Card a decent general spending card— even if you might not be doing much spending with it!
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| Citi PremierMiles Card |
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| 🦁 MileLion Verdict | |
| ☐ Take It ☑ Take It Or Leave It ☐ Leave It |
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| What do these ratings mean? | |
| The Citi PremierMiles Card’s welcome offer, transfer partner variety, lounge access and non-expiring miles make it a useful general spending card— though its mediocre earn rates mean you might not actually spend a lot on it! | |
| 👍 The good | 👎 The bad |
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| Full List of Credit Card Reviews | |
Overview: Citi PremierMiles Card
Let’s start this review by looking at the key features of the Citi PremierMiles Card.
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| Apply | |||
| Income Req. | S$30,000 p.a. | Points Validity | No Expiry |
| Annual Fee | S$196.20 (First Year Free) |
Min. Transfer |
10,000 Citi Miles (10,000 miles) |
| Miles with Annual Fee |
10,000 | Transfer Partners |
11 |
| FCY Fee | 3.25% | Transfer Fee | S$27.25 |
| Local Earn | 1.2 mpd | Points Pool? | No |
| FCY Earn | 2.2 mpd | Lounge Access? | 2x Priority Pass |
| Special Earn | 7.2 mpd on Agoda 10 mpd on Kaligo |
Airport Limo? | No |
| Cardholder Terms and Conditions | |||
The Citi PremierMiles Card was originally issued on the AMEX, Mastercard and Visa networks. However, the AMEX version was discontinued in 2019, and since April 2020 all new cards have been issued on the Mastercard network only.
Existing Citi PremierMiles Visa Cards are in the process of being phased out. The deadline was supposed to be 30 January 2026, but that has apparently been extended even further, as customers with expiring Visa cards are still receiving replacements.
In any case, there’s very little difference between the Mastercard and Visa. We’ll be referring to the Mastercard version in this review, but everything said here applies to the Visa as well unless explicitly stated.
How much must I earn to qualify for a Citi PremierMiles Card?
The Citi PremierMiles Card has a minimum income requirement of S$30,000, the MAS-mandated minimum.
If you don’t meet the income requirement, it may be possible to place a S$10,000 fixed deposit with Citibank and get a secured version of the card, with a credit limit of roughly 80-90% of the fixed deposit amount. Contact Citibank for more details.
How much is the Citi PremierMiles Card’s annual fee?
| Principal Card | Supp. Card | |
| First Year | S$196.20* |
Free |
| Subsequent | S$196.20 | Free |
| *Can be waived for new-to-bank customers, with a smaller welcome bonus. Waived for existing customers (and no welcome bonus) |
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The Citi PremierMiles Card has an annual fee of S$196.20 for the principal cardholder, and no fee for supplementary cards.
Cardholders can request a waiver of the first year’s annual fee, although this means they will only be eligible for a smaller sign-up bonus (see next section). Assuming you meet the definition of a new-to-bank customer, I’d strongly recommend paying the first year’s annual fee to enjoy the bigger sign-up bonus.
Annual fee waivers are at the discretion of Citi, though in my experience, they’re fairly easy to obtain.
Should a waiver not be granted, paying the annual fee gets you 10,000 miles in return, which means buying miles at ~1.96 cents each. That’s certainly not the lowest price you can buy miles for, though it could still be worth it for some depending on how much you value a mile.
Sign-up bonus
New-to-bank
New-to-bank customers have a choice of two welcome offers when they apply for a Citi PremierMiles Card:
- 8,000 bonus miles with a first year fee waiver
- 30,000 bonus miles with the payment of the first year’s S$196.20 annual fee
| ❓ New-to-bank Definition |
| New-to-bank customers are defined as those who do not currently hold a principal Citi card, and have not in the 12-month period before application. Debit cards, supplementary cards and corporate cards do not count. |
Both offers require a minimum spend of S$800 within the first 2 months after approval, otherwise known as the qualifying period. The qualifying period runs from the approval date and two full calendar months following that. For example, those approved on 15 July 2025 will have until 30 September 2025 to meet the minimum spend.
In other words, you actually have 2-3 months to hit the minimum spend, and should apply as early in the month as possible to maximise your time.
https://milelion.com/2026/02/28/new-offer-citi-premiermiles-30000-miles-sign-up-bonus/
Existing
If you already hold any principal Citi credit card, or cancelled one in the past 12 months, you are not eligible for a sign-up bonus. Instead, you will automatically be granted a first year fee waiver.
How many miles do I earn?
| 🇸🇬 SGD Spending | 🌎 FCY Spending | ⭐ Bonus Spending |
| 1.2 mpd | 2.2 mpd | 7.2 mpd on Agoda 10 mpd on Kaligo |
SGD/FCY Spending
Citi PremierMiles Card members earn:
- 1.2 Citi Miles for every S$1 spent in Singapore Dollars (SGD)
- 2.2 Citi Miles for every S$1 spent in foreign currency (FCY)
1 Citi Mile is worth 1 airline mile, so equivalent to 1.2 mpd for local spending, and 2.2 mpd for FCY spending.
These were once respectable rates for its segment, but in recent times, the HSBC TravelOne Card, DBS Altitude Card and OCBC 90°N Card have leapfrogged the PremierMiles.
| 💳 Earn Rates for General Spending Cards (Income Req.: S$30K) |
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| Cards | Local Spend | FCY Spend |
 UOB PRVI Miles CardAMEX Mastercard Visa |
1.4 mpd | 3 mpd IDR, MR, THB, VND 2.4 mpd All Others |
 BOC Elite Miles CardApply |
1.4 mpd | 2.8 mpd |
 HSBC TravelOne CardApply |
1.2 mpd | 2.4 mpd |
 DBS Altitude CardAMEX Visa |
1.3 mpd | 2.2 mpd |
 OCBC 90°N CardMastercard Visa |
1.3 mpd | 2.1 mpd |
| Citi PremierMiles Card Apply |
1.2 mpd | 2.2 mpd |
 StanChart Journey CardApply |
1.2 mpd | 2 mpd |
 AMEX KrisFlyer AscendApply |
1.2 mpd | 1.2 mpd |
 KrisFlyer UOB Credit CardApply |
1.2 mpd | 1.2 mpd |
 AMEX KrisFlyer Credit CardApply |
1.1 mpd | 1.1 mpd |
Bonus miles on Kaligo & Agoda
Citi PremierMiles Cardholders can earn bonus miles for hotel bookings made through Kaligo or the Citi x Agoda websites. However, do note that the prices here may be inflated compared to other channels (Kaligo/Agoda are simply rebating some of the commission they receive from the booking in the form of miles).
It might still be worth it, depending on the price difference and how much you value a mile. Think of it like buying additional miles when booking a hotel.
While both of these offers technically have end dates, they have been perpetually renewed for the past few years and can be considered evergreen until further notice.
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| Citi x Kaligo |
| T&Cs |
Citi PremierMiles Cardholders can earn an uncapped 10 mpd on hotel bookings made through Kaligo by 31 December 2026 (the stay can be for any future date).
They will initially receive the usual 1.2/2.2 mpd for SGD/FCY-denominated bookings, with the balance 8.8/7.8 mpd credited within two months after the check-out date.
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| Citi x Agoda |
| T&Cs |
Citi PremierMiles Cardholders can also earn an uncapped 6.2 mpd (SGD) or 7.2 mpd (FCY) on hotel bookings made through the special Citi x Agoda landing page by 31 December 2026 (for stays till 30 April 2027).
They will initially receive the usual 1.2/2.2 mpd for SGD/FCY-denominated bookings, with the balance 5 mpd credited within two months after the check-out date.
What is the FCY fee?
All FCY transactions are subject to a 3.25% fee, which is on par with the market.
| 💳 FCY Fees by Issuer and Card Network |
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| Issuer | ↓ MC & Visa | AMEX |
| Standard Chartered | 3.5% | N/A |
| American Express | N/A | 3.25% |
| Citibank | 3.25% | N/A |
| DBS | 3.25% | 3.25% |
| HSBC | 3.25% | N/A |
| Maybank | 3.25% | N/A |
| OCBC | 3.25% | N/A |
| UOB | 3.25% | 3.25% |
| BOC | 3% | N/A |
| CIMB | 3% | N/A |
With a 3.25% fee, using your Citi PremierMiles Card overseas represents buying miles at 1.48 cents each.
Transaction date or posting date?
The Citi PremierMiles Card tracks spending based on the posting date, not transaction date.
If you’re accumulating spend towards your welcome bonus, be careful about making transactions towards the end of the qualifying period— anything that posts beyond the deadline will not be included, even if the transaction was made during the qualifying period!
Which cards track spending by transaction date vs posting date?
When are Citi Miles credited?
Citi Miles are credited when your transaction posts, which generally takes 1-3 working days.
How are Citi Miles calculated?
Here’s how you can work out the Citi Miles earned on your Citi PremierMiles Card.
| Local Spend | Round down transaction to nearest S$1, then multiply by 1.2 Round to the nearest whole number |
| FCY Spend |
Round down transaction to nearest S$1, then multiply by 2.2 Round to the nearest whole number |
This means the minimum spend required to earn miles is S$1. Because of this rounding policy, the Citi PremierMiles Card can potentially outperform a “higher-earning” card like the UOB PRVI Miles Card, depending on transaction size.
| Citi PremierMiles 1.2 mpd |
 UOB PRVI Miles1.4 mpd |
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| S$5 | 6 miles | 6 miles |
| S$9.99 | 11 miles | 6 miles |
| S$15 | 18 miles | 20 miles |
| S$19.99 | 23 miles | 20 miles |
| S$25 | 30 miles | 34 miles |
| S$29.99 | 35 miles | 34 miles |
| S$35 | 42 miles | 48 miles |
| S$39.99 | 47 miles | 48 miles |
If you’re an Excel geek, here’s the formulas you need to calculate:
| Local Spend | =ROUND (ROUNDDOWN (X,0) *1.2,0) |
| FCY Spend |
=ROUND (ROUNDDOWN (X,0) *2.2,0) |
| Where X= Amount Spent |
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For the full list of formulas that banks use to calculate credit card points, refer to these articles:
What transactions aren’t eligible for Citi Miles?
The full list of ineligible transactions for Citi Miles can be found in the general Citi rewards T&Cs.
I’ve highlighted a few noteworthy categories below:
- Educational institutions
- Government services
- Hospitals
- Insurance
- Top-ups to prepaid accounts like GrabPay and YouTrip
- Professional services and membership organisations
- Real estate agents and managers
- Utilities
For the avoidance of doubt, Citi PremierMiles Cardholders will earn rewards for CardUp transactions, though they may prefer to use Citi PayAll instead especially during promo periods.
Citi PremierMiles Cardholders will also earn miles when they pair their card with Amaze, but since Amaze converts all transactions to SGD, miles will be awarded at the local rate of 1.2 mpd.
What do I need to know about Citi Miles?
| ❌ Expiry | ↔️ Pooling | 💰 Transfer Fee |
| No expiry | No | S$27.25 per conversion |
| ⬆️ Min. Transfer | ✈️ No. of Partners | ⏱️ Transfer Time |
| 10,000 Citi Miles (10,000 miles) |
11 | 24-48 hours (for KrisFlyer) |
Expiry
Citi Miles never expire, so long as your card account is kept open. This isn’t a licence to hold on to them indefinitely (since all airline frequent flyer programmes will, over time, devalue), but does give you some breathing room.
Pooling
Citibank does not pool points across cards.
If you have 12,000 Citi Miles on the Citi PremierMiles Card and 25,000 ThankYou points on the Citi Rewards Card, you will have to pay two separate conversion fees. This also means that you’ll need to transfer all your points out before cancelling the card, or else forfeit them.
Partners and Transfer Fee
Citibank offers a wide variety of transfer partners, with 11 airline and hotel loyalty programmes to choose from.
Citi Miles can be converted at a 1:1 ratio, with a minimum transfer block of 10,000 miles.
| Frequent Flyer Programme | Conversion Ratio (Citi Miles: Partner) |
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10,000: 10,000 |
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10,000: 10,000 |
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10,000: 10,000 |
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10,000: 10,000 |
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10,000: 10,000 |
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10,000: 10,000 |
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10,000: 10,000 |
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10,000: 10,000 |
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10,000: 10,000 |
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10,000: 10,000 |
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10,000: 10,000 |
Transfers cost S$27.25 per programme, regardless of how many points are transferred.
Citi also allows cardholders to pay with Citi Miles, but please, please, do not do this. Despite what numerous influencers would have you believe, this is an absolutely terrible way of spending your points, even with the ongoing 25% discount for travel-related spending.
This basically values 1 Citi Mile at 0.81 cents, and turns the Citi PremierMiles into a 1% cashback card (1.2 mpd @ 0.81 cents per mile) for local spending. If you spend overseas, you’re actually losing money because the 3.25% FCY outweighs the value of the points earned (2.2 mpd @ 0.81 cents per mile)!
Even if you had orphan points and no intention to continue using the Citi PremierMiles Card, I would sooner try to cash out Citi Miles via Kris+ (where you get 0.85 cents per mile) than Pay with Points.
Transfer Times
Citibank tells customers that points transfers will take 14 business days, but in reality it’s usually:
- Instant for Asia Miles
- 24-48 hours for KrisFlyer
- 2-4 working days for other programmes
If you need your points credited instantly to KrisFlyer, you can do so via Kris+ at a rate of 4,000 Citi Miles = 3,400 KrisPay miles. KrisPay miles can then be instantly converted to KrisFlyer miles at a 1:1 ratio with no fees.
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| S$5 for new Kris+ Users |
| Get S$5 when you sign-up with the code W644363 and make your first transaction |
However, those 4,000 Citi Miles would normally be worth 4,000 KrisFlyer miles, so you effectively take a 15% haircut. Therefore, I wouldn’t recommend taking this option, unless you need a small top-up to redeem a flight, or have an orphan Citi Miles balance.
If you choose to do so nonetheless, do remember that it’s a two-step process:
- Transfer Citi Miles to KrisPay miles
- Transfer KrisPay miles to KrisFlyer miles
Do not forget the second step! If you wait more than 21 days, or spend any of the converted KrisPay miles via Kris+, the entire balance will be stuck in the Kris+ app. KrisPay miles expire after six months, and can only be spent at a relatively poor ratio of 100 miles = S$1.
Other card perks
Two free lounge visits
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| Registration |
Principal Citi PremierMiles Cardholders enjoy two complimentary lounge visits per year, provided by Priority Pass.
Allowances are awarded by calendar year, and will be refreshed on 1 January each year. For example, if your card is approved on 1 September 2026, you will have 2x passes to use from September to December 2026 and then another 2x passes to use from January to December 2027. Any unused passes from the previous year will be forfeited, so there’s no point hoarding them.
Lounge visits can be shared with a guest. Once your free visits are used up, you will be charged US$35 per additional visit.
Here’s how this compares to other cards in its segment.
| 💳 Credit Cards with Airport Lounge Access (Income Req.: S$30K p.a.) |
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| Card | Network | Free Lounge Visits (per year) |
| HSBC TravelOne Card Apply |
DragonPass | 4 CY Share |
| UOB PRVI Miles Card Apply |
Priority Pass | 4 CY No Share |
| Citi PremierMiles Card Apply |
Priority Pass | 2 CY Share |
 DBS Altitude VisaApply |
Priority Pass | 2 MY Share |
| StanChart Journey Card Apply |
Priority Pass | 2 MY Share |
| Legend | ||
| Whether visits are tracked by calendar year CY or membership year MY Whether lounge visits can or can’t be shared with guests Share No Share |
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Mastercard Flight Delay Pass
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| Mastercard Flight Delay Pass |
Principal and supplementary Citi PremierMiles Cardholders can take advantage of the Mastercard Flight Delay Pass. This offers complimentary access to over 1,800 LoungeKey airport lounges worldwide for the cardholder and a guest in the event of a flight delay exceeding two hours.
This benefit is on top of the two Priority Pass visits that principal Citi PremierMiles Cardholders already enjoy. Those visits are not tied to delays, and can be used any time you want.
| MC Flight Delay Pass | Priority Pass | |
| Eligibility | Principal + supp. card | Principal card only |
| No. of Visits | No limit | 2 per year |
| Availability | Flight delay ≥2 hours | Anytime you wish |
| Covers | Cardholder + 1 guest | Cardholder (guest optional) |
Cardholders must register their flight in advance, through this portal. There is no limit on how many times you can use this benefit, though you can only register a maximum of four flights at a time.
There is also no requirement that you pay for your flight with the card you use to register. That’s a good thing, because the Citi PremierMiles Card earns just 1.2 mpd on air ticket bookings— hardly the right card to use!
Citi PayAll
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| Citi PayAll |
Citi PayAll is a platform that allows Citibank cardholders to pay various types of bills and earn rewards points in the process. Citi PayAll transactions will count towards the minimum spend for welcome offers and other promotions, provided the service fee is paid.
24 categories of payment are currently supported:
| 💰 Citi PayAll: Supported Payments | |
| Category | Monthly Cap |
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S$200,000 |
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S$100,000 |
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S$30,000 Each Category |
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Outstanding balance with IRAS |
| ⚠️ Earn miles for free? |
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While most of the abovementioned categories are excluded from rewards by most card issuers, there are still a handful of exceptions out there. Before resorting to Citi PayAll, be sure to check whether any of your existing cards would let you earn miles for free! |
Citi PremierMiles Cardholders earn 1.2 mpd on all Citi PayAll payments, with a service fee of 2.6%, which means that under regular circumstances, you would be paying 2.17 cents per mile. That’s very expensive, and not worth considering.
However, Citi runs periodic promotions that enhance the earn rate, or cut the admin fee. The current offer for 2026 income tax season offers cardholders:
- A 0.7% cash rebate for tax payments
- A 0.2% cash rebate for non-tax payments
This reduces the cost per mile for tax payments with the Citi PremierMiles Card to 1.58 cents each.
The rebate will be triggered with a minimum Citi PayAll spend of at least S$6,000 (in any category, tax or non-tax), and cardholders who charge at least S$8,000 will receive an extra S$80 eCapitaVoucher.
Citi PayAll offering discounted 1.9% fee and S$80 eCapitaVoucher for tax payments
I’ve written a comprehensive guide to Citi PayAll, so be sure to check out the article below.
Complimentary travel insurance
| Benefit | Cardholder |
| Overseas Medical Expenses | US$100,000 |
| Emergency Medical Evacuation | US$100,000 |
| Trip Cancellation, Curtailment or Postponement | US$1,000 |
| Trip Delay | US$100 |
| Lost baggage | US$1,000 |
| Policy | |
Back in April 2026, Citi phased out its complimentary travel insurance, underwritten by HL Assurance. This was a fairly comprehensive policy, with coverage for accidental death and permanent disablement, medical expenses, emergency medical evacuation, and travel inconveniences like lost or delayed luggage.
However, cardholders can still be covered under Mastercard’s travel insurance policy, provided they:
- Use their Citi PremierMiles Card to pay for the airfare, or to pay for the taxes and surcharges on an award ticket
- Register prior to commencing their trip
The Mastercard policy provides up to US$100,000 coverage for overseas medical expenses, and emergency medical evacuation, as well as US$1,000 for trip cancellation, curtailment or postponement. However, it does not cover personal liability or rental car excess, so it might be a better idea to get a comprehensive travel insurance policy instead.
World Select Mastercard
In December 2025, the Citi PremierMiles Card became the first-ever Mastercard World Select in Singapore.
You don’t need to wait for a replacement card to arrive; your existing card number will be automatically recognised as part of the World Select BIN (bank identification number), even if you have the old card face.
World Select Mastercard offers some incremental benefits over World, but it’s nothing life-changing.
| 🏨 Hotel Elite Status |
Terms and Conditions
Summary Review: Citi PremierMiles Card
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| Apply | |||
| 🦁 MileLion Verdict | |||
| ☐ Take It ☑ Take It Or Leave It ☐ Leave It |
If you’re in the market for a general spending card, then the Citi PremierMiles Card ticks many of the right boxes: non-expiring miles with 11 transfer partners, two lounge visits per year, complimentary travel insurance with good coverage, and a great welcome offer with a relatively low minimum spend.
However, Citi continues to have an annoying practice of different rewards currencies across its cards, and not allowing the two to pool. Moreover, the earn rates are average at best, so unless you spend big on Citi PayAll, orphan points may be an issue.
That said, if you’re interested in exploring programmes beyond KrisFlyer, or don’t have any Citi cards at the moment and qualify for the welcome offer, then some of these shortcomings can probably be overlooked.
So that’s my review of the Citi PremierMiles Card. What do you think?
It’s a shame that the new cards are all issued under MC no more under visa network…. No chance for grab top up points 🙁
Lounge for 1st year only. Thereafter if U pay the card annual fee maybe U entitle to the lounge.
You get the 2 lounge visits every year regardless of whether you pay af
Hi Aaron, I was wondering, if we do not want miles for annual fee, can we get a waiver for annual fee?
Yes, worked for me for the past 6 years. Though I had to formally request to cancel the card one year before the waiver was granted.
sure, at citi’s discretion
Yes, I’ve been doing for the past few years.
I was also able to get the annual fee waived and keep the miles because I was charging a fair bit on the card.
YMMV
This series is great! What other cards are in the pipeline?
a lot…although i’m holding off on the hsbc and boc cards until they make their T&C changes. i’m feeling dbs altitude and uob prvi miles for the next 2.
Next review: DBS Altitude card please! 😀
Appreciate this review!
Hi Aaron,
U have any article that shares how to get the best deal out of which transfer partner for premier miles?
https://milelion.com/2019/06/03/british-airways-new-avios-chart-is-out-and-heres-how-the-sweet-spots-have-changed/
https://milelion.com/2018/12/24/good-value-star-alliance-bookings-with-turkish-airlines-miles-and-smiles/
https://milelion.com/2018/06/26/finding-the-sweet-spots-among-etihads-23-award-charts/
i just noticed that there is no more Sign-Up Bonuses if u sign up through Singsaver…..
not correct- sign-up bonus continues to be available via Singsaver
edit: the sign up bonus for new-to-bank customers where you pay the annual fee and get up to 40k (37.3k now) miles is valid via SS
the other offer where you ask for a waiver and get up to 10k miles is not
Drop me an email via contact us and I’ll ask Singsaver to look at your case
Do you mean the 1st year annual fee waiver offer where you get 13200 bonus miles does not stack with singsaver bonus?
My first CC and I still use it frequently.
Are we able to earn miles paying insurance through ipaymy?
Updates to Citi Asia miles?
Noticed this in the Citi PM T&C: asia miles is 1 Citi Mile = 0.4 Asia Miles
4.3 The cardmember can use Citi Miles to redeem for FFP miles/points at the redemption rate of 1 Citi Mile = 1 FFP mile (except for Asia Miles FFP where the redemption rate is 1 Citi Mile = 0.4 Asia Miles).
this is from the 2012 T&Cs file.
Do grab top ups using premiermiles Visa still earn miles?
hi Aaron, since PM card is transitioning from Visa to MC, upon card expiry and renewal, will citi keep our miles and uphold the never expire miles?
if your card is switched from visa to mc, your points will be transferred accordingly
Does this card award miles for grab top ups and paying grB transactions?
Hi Aaron,
Is paying the annual fee for the 10000 miles worthed it? I mean if we earn 1.2mpd wouldn’t paying $193 = 231 miles only? I know I’m thinking too simply but I really do not understand. Some other review sites say these 10000 miles only have a value of $100 but for example if I buy spend $100 locally on retail wouldn’t that get me 102 miles only? Appreciate if you could help enlighten me
Thank you for the update. Anyone has experience booking hotel through Kaligo with Citibank card? My hotel bookings were in early March but the 10 miles has yet to be given out. As of now, I only received the base points of 1.2miles.
I use this card for Kaligo a lot. You have to phone in every time to ask them to credit the bonus milesbut they do award 10Mpd, provided you booked through their dedicated link
Is this statement really correct? “Existing Visa cards can continue to be used until expiry. ”
I had an expiring Citi Visa card. I called to ask for a Visa card replacement and they gave one to me with no problems. The CSO told me that unless the customer gave the consent for a Mastercard replacement, they would still give out Visa.
My expired Visa card was automatically replaced with a new one. For what it is worth, I have both the Mastercard and Visa version—the former paired with Amaze as a card of last resort.
do they pool?
Which is more lucrative, running it through Amaze card to pay in SGD or charge it directly in FCY for this card?
Am I required to pay the annual fee for the first year in order to receive the 10,000 miles?
is there a cap to the number of miles per month/transection?
ie is this card good for adhoc large spends
Does adding Citi Premier to Apply Pay means no miles can be earned?
Citi not pooling points is a huge neg for them. Would get more of their cards if this was made possible.
Hi Aaron, CitiBank has extend the sign up bonus to 31st July 2024. https://www.citibank.com.sg/pdf/credit-cards/travel/premiermiles-card/welcome-offer.pdf
thanks, will update the post
Citi credit cards have very frequent unauthorized use. I have reported more than 5 times within 6 months. Anyone have this problem? Now I have to lock my cards in app and unlock to use it, very troublesome
Happened twice to me as well. Also once on DBS. Looks like widespread issue
Is there any point to getting this card if you already have a Citi Prestige?
Hi sir, could I check with you, it appears that Citi PremierMiles no longer qualifies for free travel insurance?
https://www1.citibank.com.sg/credit-cards/travel/complimentary-travel-insurance
There’s still complimentary travel insurance for PremierMiles. Check the T&Cs Bullet Point 5.
https://www1.citibank.com.sg/credit-cards/travel/premiermiles-card
https://www.citibank.com.sg/pdf/credit-cards/complimentary-travel-insurance.pdf?icid=SGLEUJ5ENPREMCAAN19
[…] Citi PremierMiles Card Review – The MileLion […]
Been putting most of my spending on this card (Visa version) for about 13 years except for transport and insurance. I like that it’s simple with the 1 to 1.2/2.2 ratio across the board. Mostly happy with it but they started waving the annual fee without telling you.. they probably realised that $196 for 10,000 is a good proposition. In the past they’d send you a notice to let you know the fee was waived. Either way you can request for the annual fee to be reinstated but they not telling you its waived is a sneaky way to hope… Read more »
Can I apply for this card just to use the lounge visit, and cancel if cannot waive annual fee? like $0 spend. Already have Citi Rewards and not cancelling cuz love the 4mpd, so wont get sign up bonus.
there’s 1% DCC charges on agoda
Not sure when it was added but Agoda sneakily added in a
For the avoidance of doubt, accommodation bookings for Japan will not be considered as an Agoda Qualifying Transactionclause for the 7MPD bonus.