Review: Citi Prestige Card

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It's not the powerhouse it once was, but the Citi Prestige still packs enough to be a worthy premium credit card.

Here’s The MileLion’s review of the Citi Prestige, Citibank’s second most exclusive credit card  (after the invite-only Citi ULTIMA). 

While this card may have been discontinued elsewhere, it’s still going strong in Singapore, rewarding cardholders with travel benefits, gourmet promotions, and various lifestyle offers. But with a non-waivable annual fee of S$535, getting a Citi Prestige is not a decision to be taken lightly.

Here’s a detailed look at what’s in store for cardholders.

Citi Prestige
It’s not the powerhouse it once was, but the Citi Prestige still packs enough to be a worthy premium credit card.
👍 The good👎 The bad
  • Unlimited lounge access with one guest
  • 4th night free benefit can yield big savings on hotels
  • Buy low-cost miles with Citi PayAll
  • Widest variety of transfer partners in Singapore
  • High spend for airport limo transfers
  • 4th night free benefit conditions getting tighter and tighter
  • Citibank points don’t pool
  • No more Boingo Wi-Fi benefit
💳 Full List of Credit Card Reviews

Overview: Citi Prestige Card

Let’s start this review by looking at the key features of the Citi Prestige Card. 

Apply Here
Income Req.S$120,000 p.a.Points ValidityNo expiry
Annual FeeS$535
25,000 TY points
(10,000 miles)
Miles with
Annual Fee
  • SIA
  • BA
  • Cathay Pacific
  • Etihad
  • EVA Air
  • Flying Blue
  • Qantas
  • Qatar
  • THAI
  • Turkish
  • IHG
FCY Fee3.25%Transfer FeeS$26.75
Local Earn1.3 mpdPoints Pool?No
FCY Earn2.0 mpd
Lounge Access?Yes 
Special Earn10 mpd on KaligoAirport Limo?Yes
Cardholder Terms and Conditions

The Citi Prestige is marketed as a metal card, but it’s actually more of a hybrid. It weighs in at 8g, the lightest metal card on the market, and only marginally heavier than a typical 5g plastic card.

How much must I earn to qualify for a Citi Prestige?

The Citi Prestige has a S$120,000 p.a. income requirement, although it is also available to Citigold customers (min AUM: S$250K) who earn at least S$30,000 p.a.

If you don’t meet the income criteria, it may be possible to get the Citi Prestige as a secured credit card, with a deposit of at least S$10,000. There are a few data points (1, 2, 3) in the MileLion Telegram Chat regarding this, but keep in mind they come from 2019 and the situation may have changed since then.

If you want to try your luck on the secured version, visit a Citibank branch to make inquiries. 

How much is the Citi Prestige’s annual fee? 

 Principal CardSupp. Card
First YearS$535Free

The Citi Prestige has an annual fee of S$535. Supplementary cards are free for life.

Annual fee waivers are not available for the Citi Prestige, so don’t even think about asking (Citigold has run acquisition promotions which waive the first year’s fee, but there’s nothing going on now to my knowledge).

Cardholders receive 25,000 miles for paying the annual fee, which works out to about 2.14 cents per mile. That’s a relatively high cost to pay, but remember, we need to look at the benefits in totality. 

What sign-up bonus or gifts are available?

The Citi Prestige is currently offering 120,000 bonus ThankYou points (equivalent to 48,000 miles) for cardholders who:

  • Apply online for a Citi Prestige Card by 31 October 2022
  • Get approved within 30 days from application
  • Pay the S$535 annual fee
  • Spend at least S$800 on eligible transactions within the first 2 months of approval

The offer is open to individuals who have not cancelled a Citi Prestige in the 12 months prior to application. Existing Citi principal cardholders are eligible. 

You can get the full details here.

How many miles do I earn?

🇸🇬 SGD Spend🌎 FCY Spend➕ Bonus Spend
1.3 mpd2.0 mpd10 mpd on Kaligo


Citi Prestige members earn 3.25 ThankYou points for every S$1 spent in Singapore Dollars, and 5 ThankYou points for every S$1 spent in foreign currency (FCY).

5 ThankYou points are worth 2 airline miles, so that’s an equivalent earn rate of 1.3 mpd for local spend, and 2.0 mpd for FCY spend.

👫 Relationship Bonus

The Citi Prestige card features a “relationship bonus” which awards 5-30% more points depending on your tenure with Citibank, and whether you have Citigold status.

Contrary to popular belief, a 5% bonus does not mean you earn 1.3 * 1.05 = 1.37 mpd. Instead, the relationship bonus percentage is applied to your overall dollar spend amount to derive bonus points. For example, if you spend S$10,000 in a year with a 5% bonus, you get 5% * 10,000= 500 bonus points, or a paltry 200 miles. The bump in mpd is a mere 0.02!

Here’s how much you can earn on local/overseas spending with the relationship bonus:

0-5 years: 1.32/2.020-5 years: 1.36/2.06
6-10 years: 1.34/2.046-10 years: 1.38/2.08
>10 years: 1.36/2.06>10 years: 1.42/2.12

In terms of miles earning potential, the Citi Prestige ranks towards the bottom of the $120K pack, at 6th out of 8 cards.  

SCB VIUp to 1.4 mpd*Up to 3 mpd*
DBS Vantage
1.5 mpd2.2 mpd
2.2 mpd
HSBC VIUp to 1.25 mpd^Up to 2.25 mpd^
UOB VI Metal Card1.4 mpd2 mpd
Citi Prestige1.3 mpd2 mpd
Maybank VI1.2 mpd2 mpd
AMEX Plat. Reserve0.69 mpd0.69 mpd
*Min. S$2,000 spend per statement month, otherwise 1 mpd for both SGD and FCY
^Min S$50,000 spend in the previous membership year, otherwise 1 mpd (SGD) and 2 mpd (FCY)

However, the picture changes if you look at the base earn rates, without minimum spend requirements. In that case, the Citi Prestige ranks 4th out of 8 cards, somewhat more respectable- and perhaps slightly better, once you factor in its rounding policy (see below). 

Bonus Spend

From now till 31 December 2022, Citi Prestige cardholders will earn 25 ThankYou points for every S$1 spent at Kaligo (equivalent to 10 mpd).

There is no cap on the bonus that can be earned, but note that Kaligo’s prices can be more expensive than other booking sites. Do some comparison shopping and decide if the extra miles are worth it. 

When are ThankYou points credited?

ThankYou points are credited when your transaction posts, which generally takes 1-3 working days. 

How are ThankYou points calculated?

Here’s how you can work out the ThankYou points earned on your Citi Prestige Card. 

Local SpendRound down transaction to nearest S$1, then multiply by 3.25. Round to nearest whole number
FCY Spend
Round down transaction to nearest S$1, then multiply by 5. Round to nearest whole number

Unlike some cards which award points for every S$5 spent (such as the OCBC VOYAGE and UOB Visa Infinite Metal Card), the Citi Prestige awards points for every S$1 spent. 

This means you lose fewer points through rounding, which can make a big difference on smaller transactions. For example, the Citi Prestige Card can outperform the ostensibly higher-earning UOB Visa Infinite Metal on certain transactions, as illustrated below.

 Citi Prestige
Earn Rate: 1.3 mpd
UOB VI Metal 
Earn Rate: 1.4 mpd
S$56.4 miles6 miles
S$9.9911.6 miles6 miles
S$1519.6 miles20 miles
S$19.9924.8 miles20 miles
S$2532.4 miles34 miles
S$29.9937.6 miles34 miles

If you’re an Excel geek, here’s the formulas you need to calculate points: 

Local Spend=ROUND (ROUNDDOWN(X,0)*3.25,0)
FCY Spend
Where X= Amount Spent

For the full list of formulas that banks use to calculate credit card points, do refer to these articles:

What transactions aren’t eligible for ThankYou points?

A full list of ineligible transactions to earn ThankYou points can be found in the Citi rewards T&Cs.

I’ve highlighted a few noteworthy categories below:

  • Educational Institutions (MCC 8211-8299)
  • Donations (MCC 8398)
  • Government Services (MCC 9000-9999)
  • Insurance (MCC 6300)
  • Professional Services and Membership Organizations (MCC 8651-8661)
  • Quasi cash transactions (MCC 6529-6540)
  • Real Estate Agents and Managers (MCC 6513)
  • Top-ups to prepaid accounts like YouTrip and GrabPay
  • Utilities payments (MCC 4900)

Citibank cards do not earn points with RentHero, but they will with CardUp. 

What do I need to know about ThankYou points?

❌ Expiry↔️ Pooling✈️ Transfer Fee
No expiryNoS$26.75 per conversion 

ThankYou points earned on the Citi Prestige do not expire, but they also do not pool across cards. If you have 10,000 ThankYou points on the Citi Prestige and 15,000 ThankYou points on the Citi Rewards, you cannot combine them both and redeem 25,000 ThankYou points at one shot.

This means you’ll need to pay as many conversion fees as you have Citi cards, and if you cancel your Citi Prestige, you’ll need to transfer all your points out first or else forfeit them. 

Citibank has the widest variety of transfer partners in Singapore, with 12 airline and hotel programmes to choose from. This gives you access to some great sweet spots, like with British Airways Executive Club, Etihad Guest, and Turkish Miles&Smiles.

Points transfer at a 5:2 ratio, with a minimum transfer block of 10,000 miles. 

Frequent Flyer ProgrammeConversion Ratio
(ThankYou Points: Partner)
krisflyer logo25,000: 10,000
asia miles logo25,000: 10,000
british airways logo25,000: 10,000
etihad guest logo25,000: 10,000
evaair logo25,000: 10,000
flyingblue logo25,000: 10,000
ihg logo25,000: 10,000
enrich logo25,000: 10,000
qantas logo25,000: 10,000
qatar logo25,000: 10,000
thai airways logo25,000: 10,000
turkish airlines logo25,000: 10,000

Transfers cost S$26.75 per programme, regardless of how many points are converted.

Other card perks

4th Night Free

W Sentosa Singapore
W Sentosa Singapore

One of the biggest draws of the Citi Prestige is the 4th Night Free benefit, which allows cardholders to stay four nights at a hotel for the cost of three.

Here’s how it works: Citi Prestige cardholders make a hotel booking through the Citi Prestige concierge of at least four nights. The average pre-tax rate of the first four nights will be refunded within two billing cycles (up to 90 days) from completion of full payment, which must be made at the time of booking.

In the example above, the cardholder receives a refund of S$118 (the average of S$100, S$130, S$160 and S$80). Since the refund is on the Citibank side, elite credit and hotel points (if applicable) are earned on the full amount of spending.

A maximum of one free night can be enjoyed per stay, back to back stays will not be honoured. Back to back stays are defined as consecutive stays:

  • In the same hotel, same city
  • In a different hotel, in the same city

Consecutive stays are defined as any stay in which the check-in date is less than seven days from the previous check-out date. 

Only the principal cardholder is entitled to this benefit, and he/she must be staying at the hotel. The following stays are excluded:

  • Full and half board room stays
  • Single and multi-room suites
  • Home & farm stays
  • Serviced apartments
  • Villas
  • Packaged stay and member rates, such as air and hotel, hotel and car rental, hotel and meals bundled promotions

This means the concierge will not let you book an all-suites or all-villa hotel, even though I believe that might not have been the original intention of the exclusions.

Only prepaid rates that are available on the hotel’s website (excluding member’s rates) or Expedia can be booked. 

As you can see, Citi has slapped a whole lot of restrictions on this benefit, so much so that existing cardholders complain it’s dying the death of a thousand cuts. You can still save money, sure, but you might drive yourself a little crazy trying to do it. 

Complimentary Airport Limo

Enjoy complimentary limo rides with the Citi Prestige

Citi Prestige cardholders enjoy complimentary airport limo transfers, though this benefit has unfortunately been devalued in a big way. 

Once upon a time, spending just S$1,500 per quarter in foreign currency would unlock four free airport limo rides. But in April 2019, Citi hiked the spending to S$20,000 per quarter while reducing the rides to two. That was an outrageous change, and the bank’s attempts to spin it as an “enhancement” didn’t help.

In February 2020, Citi walked back the changes somewhat. The minimum spend was reduced to S$12,000 per quarter; better than before, but still a far cry from what it used to be. 

CardQualifying SpendCap
AMEX Plat. ReserveN/AN/A
Citi PrestigeS$12K per quarter for 2 rides2 per quarter
DBS VantageN/AN/A
HSBC VIS$2K per month for 1 ride*
24 per year
Maybank VIS$3K per month for 2 rides8 per year
OCBC VOYAGES$5K per month for 1 ride2 per month
UOB VI Metal CardN/AN/A
*First 2 (Regular customer) or 4 (HSBC Premier) per membership year are free

Unlimited Complimentary Lounge Visits

Changi Lounge Jewel

Citi Prestige cardholders enjoy unlimited lounge visits via Priority Pass, along with one guest. This benefit only applies to the principal cardholder; supplementary cardholders do not receive access. 

As far as cards in the $120K segment go, this is pretty competitive. Note that the Citi Prestige is the only one to offer a guest benefit; guests are chargeable with all other cards. 

CardLounge NetworkFree Visits
(Per Year)
HSBC VILoungeKey
OCBC VOYAGEPlaza Premium
Citi PrestigePriority Pass∞ + 1 guestN/A
Maybank Visa InfinitePriority PassN/A
DBS VantagePriority Pass10N/A
SCB VIPriority Pass6N/A
UOB VI Metal CardDragon Pass4N/A
AMEX Plat. ReserveN/AN/AN/A

Buy Cheap Miles via PayAll

While this isn’t unique to the Citi Prestige per se, one of the best perks of holding a Citibank card is access to Citi PayAll.

This allows cardholders to pay bills with their credit cards and earn points in exchange for a 2% service fee:

💰 Citi PayAll: Supported Payments
  • Tax
  • Insurance
  • Rent
  • Education Expenses
  • Condo MCST Fees
  • Electricity Bills
  • Misc. Payments (donations, wedding expenses, medical services, parking, travel expenses, transport fee, storage, payment for retail goods and services, renovation fees etc.)

Citi Prestige members normally earn 1.3 mpd on PayAll transactions, which represents buying miles at 1.54 cents each. 

However, Citibank runs frequent promos that reduce the cost of miles even further. For example, cardholders could earn 2.5 mpd on PayAll from April to July 2022, reducing the cost per mile to just 0.8 cents each.

PayAll transactions count towards the minimum spend for airport limo rides, as well as any other Citi sign-up offers.

1-for-1 dining offers

Citi Prestige cardholders can take advantage of periodic 1-for-1 dining offers at high-end restaurants in Singapore under the Haute Dining programme. 

Examples of recent offers include (all prices are for two diners):

  • Amo (S$128++)
  • Bedrock Origin (S$188++)
  • Gemma Steakhouse (S$168++)
  • Iggy’s (S$295++)
  • Rhubarb (S$198++)
  • VUE (S$388++)

These offers are first-come-first-serve, and get sold out very quickly. To improve your chances of snagging a slot, subscribe to the Citi Prestige Telegram Group, where news about these offers breaks first

Complimentary Golf Games

Golf Bookings

Citi Prestige cardholders enjoy complimentary golf games at the following clubs. 

  • Sentosa Golf Club (weekdays only)
  • Sembawang Country Club
  • Marina Bay Golf Course
  • Three (3) complimentary weekday or weekend green fee rounds
  • Minimum one accompanying paying guest per cardholder is required for Sentosa Golf Club
  • No accompanying paying guest per cardholder required for Marina Bay Golf Course and Sembawang Country Club
  • Minimum golfers per flight may be required by the golf clubs
  • Mission Hills Golf Club,
  • Dongguan Hillview Golf Club
  • Horizon Hills Golf & Country Club
  • Tropicana Golf & Country Resort
  • Glenmarie Golf & Country Club
  • Ria Bintan Golf Club
  • Klub Golf Sukajadi
  • Three (3) complimentary weekday or weekend green fee rounds
  • No accompanying paying guest per cardholder required
  • Mission Hills Golf Club requires a minimum one-night stay for every tee time booking
  • Minimum golfers per flight may be required by the golf club

Cardholders enjoy complimentary green fee rounds at three local and three regional golf clubs per calendar year. The benefit can be used at the same club multiple times, e.g. they could book three rounds at Marina Bay Golf Course. 

Complimentary Travel Insurance

Citi Prestige cardholders enjoy two different insurance travel insurance policies.

From Citibank

Accidental DeathS$1,000,000
Medical ExpensesS$50,000
Travel InconvenienceFlight Delay: S$400
Baggage Delay: S$400
Lost Baggage: S$1,000
Policy Wording

Citi Prestige cardholders receive complimentary travel insurance when they charge their round-trip air ticket to their card. For avoidance of doubt, this includes situations where tickets are redeemed with miles, and the taxes/surcharges paid with the Citi Prestige Card. 

Cardholders are covered for up to S$1,000,000 for accidental death or dismemberment while traveling on a scheduled public conveyance, with S$50,000 coverage for medical expenses and S$100,000 for emergency medical evacuation.

Flight delays, baggage delays and lost baggage are also covered.

Coverage includes the cardholder, spouse, and up to three children. 

From Mastercard

Accidental DeathUS$500,000
Medical ExpensesUS$500,000
Travel InconvenienceFlight Delay: US$500
Baggage Delay: US$500
Lost Baggage: US$3,000
Policy Wording

On top of the protection provided by Citibank, Citi Prestige cardholders also enjoy additional coverage from Mastercard by virtue of World Elite Mastercard status. Like Citibank, Mastercard coverage is activated when you use your card to pay for your airfare (or taxes on an award ticket).

This features US$500,000 coverage for accidental death, US$500,000 coverage for medical expenses, plus US$7,500 for trip cancellation or curtailment. 

Coverage includes the cardholder, spouse, and up to three children. 

World Elite Mastercard benefits

As a World Elite Mastercard, Citi Prestige cardholders enjoy the following perks:

Summary Review: Citi Prestige

Apply Here

I personally held the Citi Prestige for a couple of years before cancelling it in 2019, in favour of the AMEX Platinum Charge. Among the reasons for making the switch:

  • the nerfed limo benefit
  • my personal inability to use the 4th night free benefit (since I rarely stay in the same place for four consecutive nights, and when I do, I make use of Hilton/Marriott points to enjoy the 5th night free)
  • the removal of complimentary CDW coverage for rental cars
  • the lounge benefit was superseded by the AMEX Platinum Charge

I’ve never seen reason to revisit, seeing as how the AMEX Platinum Charge is now my main “benefits card” (a card you hold not for spending, but for perks). It’s 3x the price, yes, but I’ve been quite happy with my track record of recovering the annual fee.

Since I jumped ship, there have been further nerfs to the Citi Prestige, namely the further tightening of the 4th night free perk, and the removal of Boingo Wi-Fi (which allowed you to surf for free on Singapore Airlines and other carriers). 

Now all that being said, if someone wants a premium credit card and isn’t willing to pay a four-digit annual fee, I think the Citi Prestige can still be a viable option. Unlimited lounge visits, 1-for-1 dining offers, 25,000 renewal miles and airport transfers (albeit with a very high spending threshold) all help to recoup the annual fee- even more if you can make the 4th night free perk work. 

So that’s my review of the Citi Prestige Card. What do you think?

Overall Score
Ratings Guide
5 Stars
An essential card for miles chasers, with few viable alternatives 
4 Stars
A very good card, although other equally good alternatives may exist
3 Stars
A decent card to round out your collection, but not absolutely essential
2 Stars
Very limited use cases, and outperformed by most other cards
1 Star

Paperweight. Use for picking teeth or ninja stars


Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Relationship bonus rates for Citigold are lower than non-Citigold?

Jeremy Ho

Is the 4th night free applicable for stays in Singapore?

Jeremy Ho

That’s new, will check it out thx Aaron


it does. i used before


Quite a sizeable chunk of points with KF, so any recommendations on transfer options for Citi? Or does it make sense to just renew and wait it out?


I can take the premium for $ per miles paid during renewal as storage maintenance fee for the points since they don’t expire. There’s the devaluation risk but I guess that’s a separate discussion since everyone is basically stuck in sg


How about the 3 free greenfees at SG golf clubs?


These have been around for many years, it used to be three in SG plus three overseas. After the arrival of covid it actually got changed to six rounds in SG, as people could not travel overseas. Not sure whether it has reverted to 3+3 more recently. I’ve been able to secure two rounds this year at MBGC so far.


Thanks so much for the detailed review. I’ve been a member for one year now but this article was a nice recap for me. Due to the lost benefits under COVID situation I was thinking of canceling the membership but I somehow missed the renewal month so I’ll continue to be a member for another year. lol

One stupid question – is this card really metal? I thought the metal card feels heavier and colder but I don’t feel any difference from othe plastic cards…


thin metal glued to thin plastic. it comes apart with time. just like amex platinum card. plastic for paywave. metal cards like insignia and ultima don’t have plastic and are obviously heavier in the hand. some amusing articles actually compare card weights – older ritzcarlton card was the champ if I remember.


Fantastic in-depth review! Just wondering, is the Singapore version of this card like the US where it is a metallic card?

Ivin Lim

Hi Aaron, first time commenting here. I was actually looking at this after i saw the benefits you got from your GHA black membership that comes with a World Elite Mastercard (which this card is). With these World Elite Mastercard benefits (I only see 2 on the site, 1 of which is by invite only), do you think it will boost your rating or do you think it doesn’t move the needle much? (Specifically after your Capitol Kempinski Hotel glowing review :))


I attempted to cancel my card (near end Nov) as they would not waive the fees despite almost no opportunity to travel this year and potentially next year. The cancellation process is a nightmare – you have to wait for their retention team to call you, then they will repeat the same refusal to waive fees (ya I get the point) and then read an ultra long terms and conditions that you would indemnify them against any claims (like who will even bother??) and then take their own sweet time to remove the card (1-2 weeks) from your account. Make… Read more »

Last edited 2 years ago by DK

Has Boingo benefit been removed?

Lion Den

Seems to be the case. Verified eligibility on mastercard website, and result is negative.

Lion Den

where can I find the link to the Prestige Concierge to book travels/hotels? Tried google without success.


Yes, where is this website? Have applied for the card and it’s taking ages to come. Wrote in to Citi for the URL and they asked me to call the ‘Aspire hotline’ on the back of the card. It’s like some heavily guarded trade secret lol smh


Yes, call the Aspire Hotline number (Prestige cardholders can call 63386911). It’s a long wait though.


The 4th night free restrictions are an absolute killer

The 4th night free MUST NOT ONLY be a prepaid, non cancellable/refundable rate

But ALSO be a non discounted rate. Meaning if you book a hotel with an advanced booking discount, that rate is not eligible for the benefit even if the rate is entirely public


And booking through the so-called Travel Concierge is basically you going to the websites, doing your own research, and THEN going back to the Concierge to get them to book it for you.

Absolutely gawd awful benefit. Ridiculous.

Same thing for car rental – I asked how do they do it…they said they’d take my requests and go to 1 of 2 websites…i’d thought concierge means they’d go find the best value option….


Yeah agree.
The difference in prices for member rates could reduce the savings by using the prestige to around 9%.

And the difficulty in calling the concierge…God makes me want to cancel the card

Wee Lin

4NF can be refundable, there is no such restriction as long as it is fully prepaid.


That’s right – it just needs to be prepaid. Expedia has a paynow but refundable option – the concierge will typically use that option.


Thanks for the review ! Do agree the 4th night stay is a great way to recoup the AF but in all likelihood my travel profile means i will stay typically a few nights rather than an extended period of time. However, with the 48000 miles bonus offer, it seems quite enticing to get the card at just around approx. 1.1 cents/mile? Although in all likelihood may end up canceling the card just before renewal, with my current spends optimized around on 4 mile/dollar cards. Currently only holding a Citi PM card since 2008 (does that qualify as non-citigold relationship… Read more »

Sam L

4th night free only available for prepaid rates or some nonsense like that – for W Singapore, I couldn’t get the concierge to book the rooms through the Marriott website because no prepaid rate was available at that time, so they had to use some OTA.

Even though I got the 4th night free, I couldn’t get the nights to count towards status :/

Was pretty much done with the card after that.


How do the current sign up promotions fare in comparison to that 1-2 year back?


I need some advice here. I’m thinking of using this Citi Prestige as my “charge everything” Mastercard. I can use the Citi PayAll to pay for insurance, etc. Strangely, AIA only accepts Mastercard. And I will be earning 1.3 mpd, better nothing at all. PremierMiles earns 1.2 mpd. So I thought this is a better deal.
I have a DBS Vantage that earns 1.5 mpd on Visa spends. Is this a good idea to maximise my mpd? Or should I go for other MasterCards?
Thanks in advance.

kopi lim

If you are looking to maximise mpd dumping all your expenditure on these cards should be the last thing you ever do.


I use the Prestige card as my ‘charge when I don’t have a 4 MPD card’.

Sometimes saving time is worth more than optimizing for miles (I realize some will attack me for this heresy).

Also, Citi Prestige miles convert to Turkish and other programs that often have much lower mileage requirements than Krisflyer.

So while you might earn fewer miles per dollar, the miles you get are worth more IMO.

Last edited 3 months ago by Tai

Joke of the day.
Asked prestige concierge to book an intercontinental club room as was told because it comes with club lounge access hence it’s counted as a package stay.

Not going to renew the card for next year…


Thanks for a great article and an amazing website overall! Does anyone know if the complimentary green fees extend to supplementary card holders?


Was wondering about the limo ride, if I hit the 12k spend in Dec but the payment is 30 Dec, do I get the 2 rides? It can’t be that they expect usage on 31 Dec if it can’t be carried over to next quarter or calendar year right?


Just realised the Kaligo special Earn ended lasg month. Should we expect renewal of that programme?



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