Itโs been just over two years since I decided to take the plunge and make The Milelion my full-time job.
Trading a stable and structured career in management consulting for the unpredictable and nebulous world of blogging wasnโt an easy decision, but like I said in last yearโs reflections, thereโve been no regrets. The work is fun, the challenges are unique, the pay is sufficient, and I wake up every morning excited to do what I do. And to think it all started from this ugly-looking siteโฆ

So as Milelion: Year Two draws to a close (well, itโs technically been five years, but only two years of doing it full-time), I wanted to share some thoughts about 2020 in general, how itโs impacted The Milelion, and what Iโm looking forward to in 2021.
About 2020โฆ
If thereโs one thing 2020 has been good for, itโs perspective.
After all, this is a year where people have had to postpone weddings, cancel overseas study plans, close their businesses or take significant pay cuts. Some have suffered first-hand from COVID-19, others have had to say goodbye to loved ones unexpectedly. If your biggest complaint this year is that you didnโt get to go on holiday, man, you have it good.
My reflections for the year centre on three things: planning, sufficiency, and thanksgiving.
Planning

Iโm sure many of us had big plans for 2020. I know I did. There were cabin products to review, talks to give, product launches to cover, and places to see. But COVID-19 threw the mother of all spanners into the works, and Iโve cancelled countless bookings in 2020 alone, with more still to come in 2021. Thatโs not to mention all the personal events, celebrations and gatherings that never happened.
While itโs disappointing, it also serves as a visceral reminder about planning. Iโve been studying the book of James this year, and this part sums up 2020 in a nutshell: โNow listen, you who say, โToday or tomorrow we will go to this or that city, spend a year there, carry on business and make money.โ Why, you do not even know what will happen tomorrow. What is your life? You are a mist that appears for a little while and then vanishes. Instead, you ought to say, โIf it is the Lordโs will, we will live and do this or that.'โ (James 4:13-15)
Of course thereโs nothing wrong with planning; itโs a wise and sensible thing to do. But COVID-19โs driven home the point that plans are not worth boasting in, because the outcome is in Godโs hands, not mine. Iโm a mist. If God wills, I will live to 100. If God wills, I will die before publishing this post. Either way, itโs not up to me, and 2020 lays bare the insanity of William Ernest Henleyโs Invictus- โI am the master of my fate, I am the captain of my soul.โ
I donโt know about you, but Iโm certainly not.
Sufficiency
With all the restrictions brought about by COVID-19, things that were previously taken for granted- traveling, concerts, sports, dining out, watching a movie, were not possible for extended periods this year.
I wonโt deny it, I got bummed out at times. But that got me thinking: if I get upset by the absence of these things, what am I really saying? That my happiness and satisfaction depends on them? I should certainly hope not!
In that sense, 2020 has helped illuminate idols- anything that takes the place of God in my heart. My happiness and satisfaction shouldnโt come from overseas trips or playing sports or having nice meals with friends; it should come from having the all-sufficient Christ, compared to which everything else- miles, premium cabins, nice hotels, are โgarbageโ, as Paul says in Philippians (or โdungโ, if you prefer the King James).
So as tempting as it is to whine about wanting my old life back, where I could hop on a plane without nasal probing or cough in public without starting the Spanish Inquisition (nobody expects the Spanish Inquisition!), Iโve really lost nothing that canโt be replaced, or thatโs worth clinging on to. Christ is sufficient, before, during, and after COVID-19.
Thanksgiving
One of the most persistent challenges Iโve faced in 2020 has been the temptation to grumble. I think a good part of it stems from the feeling that this year has been a complete and utter waste. I mean, thatโs the meme isnโt it? Worst Year Ever, in the words of Time Magazine. You can even buy T-shirts and Christmas ornaments to that effect.
TIME's new cover: 2020 tested us beyond measure. Where we go after this awful year https://t.co/5raFYUSgeZ pic.twitter.com/im3NWiBqJC
โ TIME (@TIME) December 5, 2020
But if I believe that God is sovereign over all things, from the largest galaxy to the smallest virus, then He is sovereign also over the COVID-19 pandemic. And that means there is no such thing as a wasted year, because God is using all this to bring about His good purposes.
While I struggle to see how that could possibly be, (for a more eloquent exposition on the topic than I could ever manage, try reading Coronavirus and Christ by John Piper, in particular pages 54-99), I know that Godโs ways are not my ways, and His thoughts not my thoughts (Isaiah 55:8-9). How could I presume to know better than the one who knows the end from the beginning (Isaiah 46:10)?
In any case, thereโs so much to be thankful for, not in the least because I and everyone I know have been left relatively unscathed by COVID-19. Community spread has been virtually eradicated in Singapore. Weโre now able to enjoy a level of social freedom other countries can only dream of. Our hospitals have capacity to spare, thereโs food in the supermarket, thereโs toilet paper in the loo. Weโve secured enough vaccines to give them free-of-charge to everyone who wants one.
Iโd say thatโs good enough reason to choose thanksgiving over grumbling.
How has COVID-19 affected The Milelion?
When I first started doing The Milelion full-time, I set a number in my head of what would constitute โenoughโ- a figure that would allow me to provide for my family, cover expenses, save for the future, and give to my church. The thinking went that if income fell below that threshold for three consecutive months, Iโd have a long and hard think about continuing.
Itโs a testament to Godโs provision that in the time Iโve been doing this, that threshold hasnโt been breached once- not even this year. In fact, COVID-19 hasnโt affected the business anywhere as bad as expected. I canโt discuss specifics, but to give you a rough idea, it looks like revenue for 2020 will be 90+% of last yearโs.
Thatโs incredible given how thereโs only been one workshop all year (Power Award Searching, back in February), advertising revenue fell off a cliff during the circuit breaker, and commissions from points sales are a fraction of 2019. New projects have come through to make up for the shortfall, and long story short, there hasnโt been a moment this year where Iโve thought to myself โOK, thatโs torn it, time to find something else.โ

As much as Iโd like to take credit for this, none of it is my own doing. Itโs not like I came up with some master plan to mitigate the economic impact of COVID-19. God has graciously supplied everything I need, and then some. Like it says in Deuteronomy 8:17-18 โYou may say to yourself, โMy power and the strength of my hands have produced this wealth for me.โ But remember the Lord your God, for it is He who gives you the ability to produce wealth.โ
To be clear, Iโm not espousing some sort of prosperity gospel here. This could all be taken away tomorrow, and then the true test will be whether I can say โThough the fig tree does not bud, and there are no grapes on the vines, though the olive crop fails, and the fields produce no food, though there are no sheep in the pen, and no cattle in the stalls, yet I will rejoice in the Lord, I will be joyful in God my Saviorโ (Habakkuk 3:17-18). But for now, the business side of things is coming along fine, and I havenโt lost any sleep about it.
In fact, while COVID-19 may have wrecked the travel industry, itโs actually brought an uptick in readership. 2020 has generated no shortage of story ideas, and this year it looks like The Milelion will close with 1.5 million unique visitors and 6.1 million pageviews (versus 1 million unique visitors and 5.1 million pageviews in 2019).
The main impact COVID-19 has had is the type of content Iโve been writing. While Iโd love to be doing posts about convoluted award routings and mistake fares, or reviewing new cabin products and overseas hotels, thatโs obviously not possible right now. But itโs all about making lemonade at this point, and as youโve probably noticed, Iโve been churning out staycation reviews ever since Phase 2 started.

In fact, Iโve stayed in more Singapore hotels over the past six months than I have in my entire life, with 15 different reviews done so far. I think the page views reveal a lot about the kind of hotels people are interested inโฆ
Review | Page Views |
Hotel 81 | 94K |
Marina Bay Sands | 20K |
Capitol Kempinski | 17K |
Andaz Singapore | 15K |
Fullerton Hotel | 13K |
W Sentosa Cove | 12K |
Raffles Hotel | 12K |
Hilton Singapore | 12K |
Mandarin Orchard | 9K |
PARKROYAL COLLECTION Pickering | 8K |
InterContinental Bugis | 8K |
Shangri-La Singapore | 7K |
Hotel Soloha | 6K |
YOTELAIR Changi | 6K |
Pan Pacific Singapore | 5K |
With interest rates crashing and bank accounts getting nerfed all over the place, Iโve also dabbled in a little personal finance writing (e.g SingLife, GIGANTIQ), in particular how it fits together with a miles collection strategy. I might explore more of this next year, if it tickles my fancy.
The meat and potatoes content is still miles and points though, and while 2019 (and all prior years, come to think of it) was all about going on the offensive- how to earn and burn as many miles as possible, 2020 feels a lot more defensive in nature. The focus now is hunkering down and riding out the storm, keeping miles from expiring, hedging yourself against loyalty program devaluations or bankruptcies, preserving elite status, and sniping good opportunities to purchase hotel vouchers or credits.
The content may have changed, but the principles behind it havenโt. Sponsored posts are always disclosed upfront, and make up a very small percentage of total articles. In 2019, I wrote 518 posts, of which eight were sponsored; in 2020, Iโve written nearly 770 posts, of which six were sponsored. Those are levels Iโm perfectly comfortable with. I also retain full editorial control over anything that gets published (which is why a few proposed collaborations this year eventually got canned, RIP hours of writing), and the contribution to total revenue is a mere 5%.
The vast majority of hotel/airline reviews are paid with my own money or points; of the 15 staycation reviews Iโve written in 2020, all but one (Hilton) was self-paid. To date, I must have published more than a hundred airline and hotel reviews, and the number I didnโt pay for myself is in the single digits.
Brief sidetrack: People have asked whether the experience I get can be considered โtypicalโ, because as readership and media coverage grow, itโs quite possible that someone might recognise me and extend a level of service that others may not receive. The honest answer is I have no idea. Iโm sure it may happen at some places, just as Iโm sure there are others who are completely clueless. Sometimes itโs hard to tell- if I get an upgraded room, is it by virtue of my elite status, or because someone put a note in my reservation? If a staff member goes the extra mile, is he/she just an all-round superstar, or am I getting special treatment? Thereโs no way of knowing for sure, but frankly I think itโs an academic point because short of wearing a wig and booking reservations under a fake name, thereโs nothing I can do to prevent that. All I can do is pay my own way and report things as I see them, and regular readers will know I never shy away from it. When thereโs a hosted stay, I declare it upfront so readers are fully aware of the context. |
With the exception of a handful of one-off campaigns (none of which took place in 2020), I donโt actively solicit or maintain any direct relationships with advertisers. All the ads you see on the website are handled by an advertising agency, which allows me to have finer control over how many ads appear and where (unlike the previous Google Auto Ads system, which at times placed them in the weirdest spots). It means the content you read is never affected by whoever happens to be advertising on the site at the moment.
Some of these decisions mean forgoing additional revenue, but Iโve always been about the long game. The Milelionโs not a get-rich-quick-scheme (unless maybe I try selling pillows); and Iโm a firm believer that objective content pays for itself many times over.
Whatโs on the horizon for The Milelion in 2021?
While nothingโs for certain, Iโm cautiously optimistic weโll see leisure travel bubbles opening up by the first half of next year. It could be Hong Kong, it could be somewhere else, but regardless of where, Iโll almost certainly be going if only to report on the process.

However, I do foresee it being very difficult to review specific airline cabin products over the next 12 months. The reason is simple: most of these ply particular routes, which means positioning flights, dealing with a mix of quarantine restrictions, and all sorts of potential complications that are amplified in a post-COVID world. A missed connection or cancelled flight may no longer be easily resolved by clearing immigration and spending a night at the airport hotel, for example, and crossing borders is not going to be as frictionless as before, even for a Singapore passport holder.

But I am planning a very special cabin review soonโฆ just on the sea. Iโve booked a Royal Caribbean four night cruise to nowhere at the end of January, and itโs my first time doing one of these. As a cruise noob, Iโve found the booking process extremely overwhelming- what stateroom should I book, how do I go about making reservations, is a drinks or dining package worth it, and is the poop deck what I think it is? Iโve picked up quite a bit over the past few weeks and will do up a series of guides that may be of interest to other first-timers.
The Phase 3 limit of eight people means itโs unlikely weโll see in-person workshops return any meaningful way, and Iโm not too hot on the idea of running them online either. The number of things that can go wrong with a webinar makes me nervous, and the last thing I want is a whole room full of paying ticketholders complaining the audio is choppy. Itโs why the webinars Iโve run this year have all been free-to-join, although theyโre more fireside chats than classes per se.
On the other hand, I will be looking to restart our Milelion Monthly Miles Meetup (the last one was in December 2019, can you believe), because eight people is probably about the right number for an intimate drinks event. This will hopefully get underway in January, and Iโll drop an update when it happens.
How you can help
The same way youโve always been! By inserting Milelion references into any and all conversations, no matter the topic. Example: โDo you think the incoming US administration will make a concerted move away from isolationism towards greater global engagement?โ
โYes, in the same way The Milelion teaches you how to maximize your credit card rewards, airline and hotel loyalty programs. Here, let me just set it as your default homepage and wallpaper, and please drop your pants for the complimentary tattoo.โ
See? Seamless.
If socialising isnโt your forte, no worries. Youโre already helping out whenever you apply for credit cards or make purchases through the links on the site. Even the simple act of whitelisting the site on your adblocker goes a long way. And of course, itโs always great to get your tip-offs, article ideas, or just hear how youโve been travelling better for less with whatever youโve learned- reach out here!
Other ways of support include prayer, particularly for integrity as I continue to run the site. The temptation to compromise will always be there, and itโs dangerous to say to yourself โoh, that could never happen to me.โ The danger isnโt so much the blatant, in-your-face proposals, e.g โhereโs a big bag of money, now promote our pyramid scheme cum fertility cultโ. Those are pretty easy to reject, and probably in your own self-interest too.
The danger is the more subtle things, like being offered hospitality in exchange for omitting certain less-than-satisfactory elements from a report, or having special access dangled as a means of securing a glowing review. For the record, these arenโt hypotheticals- theyโre actual things Iโve encountered. And when that little voice in your head starts saying โwell, no one would ever knowโฆโ , youโd better start running in the opposite direction fast.
The second thing to pray for is grace. I made this point last year, but itโs well worth re-emphasizing: blogging is not a pursuit for the thin-skinned, and youโre bound to run into some unpleasantness along the way.
No matter what, itโs impossible to keep everyone happy. Thereโll always be those who take issue with how content is written, how communities are moderated, or even more fundamentally, the decision to make a living from blogging. And with the anonymity offered by the internet, thereโll be no hesitation to express such views.
The challenge as always is how to live out Jesusโ commandment to โbless those who curse you, pray for those who abuse youโ (Luke 6:27-28) when things get personal. Easier said than done, for sure! But as hard as it is, how are we ever going to convince people thereโs something special about following Christ if we trade insult for insult?
At the end of the day, loving your enemy means realising there is a person behind that keyboard who will either spend eternity with God, or apart from God. It means forgiving, praying for them and genuinely wishing that they too may experience the same joy we know. That requires a hefty portion of grace, but Iโve always liked the way David Pawson put it: โremember, the worst thing they can say about you isnโt as bad as the truth.โ
Funny emails I get
No year in review would be complete without a sampling of some of the moreโฆinteresting emails I receive. Thanks to the wonders of the Contact Us form, Iโm regularly inundated with gems such as these.
Iโll reopen the DBS Serangoon Garden branch when Iโm good and ready, thank you very much.
I could have done such great things with this informationโฆ
As well as this. Yes, this person sent me her full credit card number. Perhaps The Milelion could be a get-rich-quick scheme.
Last I checked, Iโm not running a hotel, but if I did you can bet I wouldnโt charge $5 for an extra towel. What frightens me is that I looked up the senders, and theyโre actual HR people from SMEs- and not any old SMEs; one of them is a well-known household name.
You and me both, pal.
Itโs good to know I can branch out into a lot of side businesses, if this doesnโt work outโฆ
Summing it up
So thatโs my take on 2020. Iโd never have dreamed The Milelion would have made it past six months, let alone five years, let alone become a full-time pursuit, but here we are.
Thanks to the family for their unwavering support, the wife for never questioning my Hotel 81 motives (wholesome), the admins for keeping the peace in the chats, and everyone else whoโs supported the site in ways big and small.
Hereโs wishing one and all a great 2021! May the year ahead bring travel bubbles, vaccines, non-expiring miles, sensational card offers, and everything we need to travel better for less.
Iโm Buddhist but I enjoyed your post above, and am also a loyal reader of your blog (the only blog in Singapore I follow). Wishing you and Milelioness a wonderful 2021. Keep the useful posts coming!
thanks Cindy! Happy new year in advance to you too.
Thanks for this article. Inspiring
thank you sir, and happy new year to you and your family.
Congrats Aaron! Itโs been a hell of a 2020, and Iโll keep an eye out for more great content.
2020โs been fun indeed. hereโs to some actual travel in 2021!
Thanks Aaron
Great article. Reading your posts is one thing that has has helped me get through this year.
May God bless you and continue to use you to bless this community.
thanks tk!
๐คฃ๐คฃ๐คฃ
Happy 2021 to you and the Milelioness!
๐ฅณ๐ฅ๐พ
๐พ๐พ๐พ
Youโre a gem to the travel enthusiasts of Singapore. Long live the Milelion
thank you! happy new year!
Thank you for your reflection that nourishes the soul and reminds us that โeverything is meaninglessโ.
everything is meaningless, without God ๐
Thanks Aaron for providing so many useful information to us.
I wish you a wonderful 2021.
happy 2021 to you too!
hahaha the funny emails. I wonder where these people are fromโฆ.
glad youโre getting richer
my tummy is certainly getting more prosperousโฆ
If only thereโs an Influencer / blogger of the year award. Youโll certainly have my vote. Keep writing. Thanks Aaron
NOT THE โIโ WORD.
amen. god works in ways we canโt understand.
quite so! 2020 being the prime exampleโฆ
Just want to say thanks for the all the tips, detailed info and great humorโฆ
Also to take the opportunity to wish you SafeEntry for 2021 and a reminder to check out when we leave this unusual year .
thank you sir! hopefully by the end of 2021 that term will be out of date.
looks like money is in personal finance and not miles hacking; cashback lion coming soon? I wonโt judge ๐
the real money is in selling pillows.
Amen to that! Its a great reminder that God always provides no matter the circumstances and thank you for churning out the countless articles to always keep loyal readers like me updated and in the know. I have been following your blog for a number of years and whenever friends around me ask questions on which card to use for miles, which hotel has a good stay cation deal, I will always faithfully share with them your links haha.
Thanks for all your hard work Aaron and wishing you and The Milelioness a very happy 2021 ahead!๐พ๐ฅ๐ฅณ
thanks joyce! remember to change their homepages too.
Thanks for your work Milelion. Please never stop writing, and wish you a Happy New Year.
Also a suggestion: I would love to see another credit card omnibus again, the last one you have done is coincidentally around the time you started the blog (โ15). Actually, I just want to see your rant on the cashback cards for each bank again ๐
Oh man, the omnibus. Thereโs a reason I never attempted it againโฆ
Maybe in 2021!
Good reflections and wonderful piece of work. Enjoy your sense of humor โ it makes life somewhat better especially during this difficult time.
Have a great 2021!
happy new year jon! wishing you all the best for 2021 (i mean it canโt possibly be worse than 2020).
(iโve jinxed it now, havenโt i).
Wow, I bet it took lots of courage to write so openly about your faith. Iโm happy for you that the Lord has continued to be your Jehovah Jireh.
yes indeed! even when times seem tough, Godโs provision is more than enough.
Thanks for writing this article. Indeed, finding a sense of purpose in whatever we do is far more precious than just a mere success/wealth. I enjoy reading your articles for quite some time and looking forward for more interesting ones in 2021! Cheersโฆ
Andโฆ hope to bump into u at Quantum of the Seas end of Jan! ๐
thank you! feel free to drop me a message on telegram- we can see if weโre on the same ship
Thanks Aaron boss for all the fantastic writings!
Wish you success in every aspect in 2021!
and to you too!
Keep up the good work Aaron!
thanks jeff! happy new year
Aaron, what a well written, insightful and personal post that you have shared with us. Thank you. In many ways I needed that, not just from my enjoyment of your articles, but sharing your Gospel perspective of life. Take care and may 2021 herald better things for us all.
thanks David! means a lot to hear that. hereโs to more travel in 2021!
Amen and amen! Reading this post like a sermon! May God bless you and keep you safe in whatever adventure He brings you on this 2021!
thanks Alvin, God bless and take care.
I have always been enjoying your posts. Keep it up, Aaron! I certainly canโt wait to see what you have in store for us next year. ๐
Stay safe, and stay awesome!
P.S. I think I saw you sitting down at the SIA Training Centre canteen on the first day of the Inside Singapore Airlines event, but was too shy to say hi haha!
thanks cliff! haha next time come say hi (unless iโm digging my nose).
Thanks for sharing your reflections, Aaron. Having followed your blog for the past 18 months and having attended a few of your workshops, you struck me like the kind of person whoโd do a good job no matter what career path they had chosen. So on behalf of all of us: Thank you for doing what you doing here (else Iโd still be bragging about the benefits of my Citi Premiermiles card in front of my friends โ my only card for years ๐ ). โTravel better for lessโ is certainly not just a catchy slogan. Keep it up inโฆ Read more ยป
Thank you sir! hope to see you again at one of the drinks sessions this year.
What happened to the perky cheeky Milelion that we used to know and love?
Bring him back please as soon as the Covid time is over!
๐๐
with the exception of my hindquarters, iโm as perky and cheeky as I ever was.
Thanks Aaron, for your sharing โ it was convicting, especially when we think about playing the miles game and everythingโฆ but to recognise that all these are worthless in light of knowing Christ. :โ) thank God for a year well-spend where He revealed His unconditional faithfulness, grace and mercy towards us in Christ.
Also in particular, thanks for your staycation reviews โ read your initial review on Andaz and managed to get in a pretty enjoyable staycation there before they went south haha.
Cheers, happy 2021.
well said! I think one of the potential pitfalls of this hobby is that it can make you feel like first class travel, nice hotels etc are needs rather than wants, and itโs important for a healthy dose of reality now and then. sure, theyโre good things we can enjoy, but always with the โlove the giver, not the giftsโ mindset.
ah, andaz. thatโs a sad descent.
always enjoy reading your blog. all the best for 2021
thanks! wishing you good health and happiness in the year ahead.
Hotdamnit, you just made my first Monday back to work on 2021 end on a LOL note! You have a gift of words that tickle and entertainโฆand itโs hard work to consistently turn out that many articles and still hold attention. And Praise the Lord for His blessings on you and the biz! This article has been both inspiring, entertaining and educating. Thank you and a blessed 2021 to you and your family!
thank you! happy new year to you and yours too.
Happy new year Aaron!
and to you sir!